Earlier quoted context omitted.
The sad thing is, people don't use password managers out of laziness despite the fact that it actually speeds up all of these processes. One password unlocks it, one click to login to any of my sites with strong, secure, unique passwords. Autofills out registration forms and generates a unique password for me. It's faster than me having one memorized password. Yet, friends and HN hackers alike have scoffed at my atti…
I don't use a password manager because I don't always use the same computer. As a student I use a number of different machines on campus. A password manager would be extremely inconvenient. I do, however, use a simple templated password. By including a few unique characters (following an easy to remember formula from the sites domain name) in an already strong base password, I can use dozens of unique passwords witho…
If you carry a smartphone, there are several password safes available for these as well.
Clipperz (web-based) and KeePassDroid work for me.
On my primary systems, a simple text-based database GPG encrypted.
Your password template may or may not be good practice. From random cracking, probably safe. If someone takes a particular interest in you and has prior knowledge of your scheme and several revealed examples, other passwords may become discoverable.