Earlier quoted context omitted.
For what it's worth, as a born and raised Floridian, hurricanes are always fun before (laughing as people panic buy, watching the track, wondering if it will turn at the last moment or unexpectedly linger on top of you), during (admiring the wind/rain, wondering if we'll have to run the generator this year), and after (marvelling at the damage, having a good excuse to run the chainsaw, wondering when we can stop runn…
They're fun right up until you lose your house, or someone you know dies.
Losing the house sucks, but that's why we carry insurance. Any Florida house worth its salt (a unfortunately dwindling percentage due to significant development in recent years) is CBC and isn't likely to take significant damage unless you lose the roof or take a direct hit from a tree or tornado.
Not to refute your (accurate) statement, just to offer my perspective.