Earlier quoted context omitted.
An obvious issue is AI thrown at a bank loan department reproducing redlining. Current AI tech allows for laundering this kind of shit that you couldn’t get away with nearly as easily otherwise (obviously still completely possible in existing regulatory alignments, despite what conservative media likes to say. But there’s at least a paper trail!) This is a real issue possible with existing tech that could potentially…
The concern about redlining has always slightly puzzled me. Why do we only care that some people are being unjust denied loans when those being denied loans make up a recognizable ethnicity?
Outside of protected classes unjust loan denial isn't really illegal. Now that can be your own series of complaints that need addressed, but they aren't ones covered by current laws.