Ignorant question: Are Passkeys, at some level of abstraction, permanently replacing "something you know" (password) with "something you have"? If I am in some kind of calamity (dropped my phone, got robbed, etc), and I come to a friendly person's house, it sounds to me like I simply would not be able to login to potentially critical services, no matter how much I know , because I don't have anything (the device that…
It's already a bad dream for me. I can't stand all the 6-digit code I have to fetch to do things like: check email, schedule appointments, pay bills, just plain buy stuff. I'm glad we're long past the days of emailing users forgotten passwords in plaintext, but I'd prefer to accept less security for the convenience of being able to log into an account without proving my identity via phone.