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'Tap-to-pay' charged credit cards through bags, pockets at restaurants, stores

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Re: 'Tap-to-pay' charged credit cards through bags, pockets at restaurants, stores

#3
I don't use tap to pay so I decided to do away with that attack vector entirely. If you shine a flashlight through your card you can see where the antenna traces go. One hole punch later and I don't have to worry about it at all. These stories about cards being read from several feet away sound like bullshit. I am more concerned that if I leave my card somewhere it could be picked up and used for several small purchases before hitting the tap to pay limit. We just now got to move past signature based transactions to chip and pin, so why they would immediately add a feature that bypasses the pin is beyond me.

Re: 'Tap-to-pay' charged credit cards through bags, pockets at restaurants, stores

#6

How is this system different to contactless payments all over Europe which have no such problem and have been widely used for years?

The fact that there's a 30 EUR limit per transaction before the terminal spits out a PIN challenge in Europe.

Re: 'Tap-to-pay' charged credit cards through bags, pockets at restaurants, stores

#7
post #6

How is this system different to contactless payments all over Europe which have no such problem and have been widely used for years?

The fact that there's a 30 EUR limit per transaction before the terminal spits out a PIN challenge in Europe.

That limit doesn't exist for phone payments.

Re: 'Tap-to-pay' charged credit cards through bags, pockets at restaurants, stores

#8
post #6

How is this system different to contactless payments all over Europe which have no such problem and have been widely used for years?

The fact that there's a 30 EUR limit per transaction before the terminal spits out a PIN challenge in Europe.

In UK it's 100 quid now I think.

Re: 'Tap-to-pay' charged credit cards through bags, pockets at restaurants, stores

#9
post #7
post #6

Earlier quoted context omitted.

The fact that there's a 30 EUR limit per transaction before the terminal spits out a PIN challenge in Europe.

That limit doesn't exist for phone payments.

But then again those payments are not tap-to-pay as they require some form of authentication (e.g. FaceID).
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