> Currently we are UK-only. We will be rolling out internationally soon.
Any ETA for a rollout in EU?
Direct Debit API for 1%; max £2
21–30 of 96 posts
Re: Direct Debit API for 1%; max £2
#22Earlier quoted context omitted.
Doesn't look like you can make payment requests via the API without sending the card owner to the gocardless site first. Our need is to be able to take a customers card details, store it with a provider (and get an auth code) and then bill that card via an API. Hopefully they'll expand on their current offering soon, UK businesses really need more options in this market.
GoCardless don't charge cards... they take Direct Debits.
You're right, I've let that go straight over my head.
It's the same deal though at the end of the day, as a business I want to take payments from my customers without hassling them to make manual transfers.
So an id for cc details is the same as bank details from my end providing I can request payments for flexible amounts.
Service providers in the UK seem to be able to change the amount I pay on direct debit agreements without anything further from me, so I assume its all possible on the banking side.
Re: Direct Debit API for 1%; max £2
#23Its a great idea, but will customers really be comfortable providing websites with their bank details in order to make a single purchase?
This is how a lot of payments are conducted in Germany. It's easy and secure for the customer as he can reverse fraudulent charges.
What makes this different than providing websites with your credit card details?
Re: Direct Debit API for 1%; max £2
#24Earlier quoted context omitted.
GoCardless don't charge cards... they take Direct Debits.
You're right, I've let that go straight over my head. It's the same deal though at the end of the day, as a business I want to take payments from my customers without hassling them to make manual transfers. So an id for cc details is the same as bank details from my end providing I can request payments for flexible amounts. Service providers in the UK seem to be able to change the amount I pay on direct debit agreeme…
Looking at the API, if you have the agreement set up you can make charges up to a maximum limit (that you can see) without further customer interaction. If you need to interact with the customer there are different API calls, eg to increase limit, get initial agreement.
Re: Direct Debit API for 1%; max £2
#25At first I thought this was awesome. Then I realized I would never open my bank account to anyone again after a Paypal incident.
Great price and I'm in on that, but the system needs work.
Re: Direct Debit API for 1%; max £2
#26Earlier quoted context omitted.
GoCardless don't charge cards... they take Direct Debits.
You're right, I've let that go straight over my head. It's the same deal though at the end of the day, as a business I want to take payments from my customers without hassling them to make manual transfers. So an id for cc details is the same as bank details from my end providing I can request payments for flexible amounts. Service providers in the UK seem to be able to change the amount I pay on direct debit agreeme…
According to the API docs, you can get customers to create a Pre-Authorisation, and then raise Bills against this authorisation.
Re: Direct Debit API for 1%; max £2
#27Earlier quoted context omitted.
GoCardless don't charge cards... they take Direct Debits.
You're right, I've let that go straight over my head. It's the same deal though at the end of the day, as a business I want to take payments from my customers without hassling them to make manual transfers. So an id for cc details is the same as bank details from my end providing I can request payments for flexible amounts. Service providers in the UK seem to be able to change the amount I pay on direct debit agreeme…
As Alex and Justin mentioned, users can pre-authorise a given amount, optionally over a time interval (e.g. up to £100 each month). The merchant can then bill the user within this limit directly via the API.
Re: Direct Debit API for 1%; max £2
#28This is fantastic. Payments are still so shit across the world. I have a lot of respect for startups that try and take on the task of changing them for the better.
Re: Direct Debit API for 1%; max £2
#29Awesome. I looked into doing this in Denmark about two years ago, but it fell to "schlepp"-avoidance.
It's worth noting that PayPal already does exactly this, although I can see the value in cutting them out of the loop.
Re: Direct Debit API for 1%; max £2
#30At first I thought this was awesome. Then I realized I would never open my bank account to anyone again after a Paypal incident. Great price and I'm in on that, but the system needs work.
What's the Paypal incident?