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Show HN: I made a super simple iOS app to track expenses

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Re: Show HN: I made a super simple iOS app to track expenses

#11

Post by wfg »

ftio wrote: post #9

This looks great, but expense tracker apps are challenging for me to adopt. Either they ask to connect to my bank, or they ask me to manually enter my expenses. Neither of these is at all appealing to me. First, I have no idea who the developers are or what their incentives are. I do not hand over access to my bank accounts lightly. No bank connections. I also don't have the patience to track every single purchase ma…

>Either they ask to connect to my bank, or they ask me to manually enter my expenses.

What other options are there?

Re: Show HN: I made a super simple iOS app to track expenses

#13

Post by ohmahjong »

wfg wrote: post #11
ftio wrote: post #9

This looks great, but expense tracker apps are challenging for me to adopt. Either they ask to connect to my bank, or they ask me to manually enter my expenses. Neither of these is at all appealing to me. First, I have no idea who the developers are or what their incentives are. I do not hand over access to my bank accounts lightly. No bank connections. I also don't have the patience to track every single purchase ma…

>Either they ask to connect to my bank, or they ask me to manually enter my expenses. What other options are there?

I think scanning receipts (which still requires manual effort) or parsing bank SMSes locally could work

Re: Show HN: I made a super simple iOS app to track expenses

#15

Post by Nyoxide »

palavrov wrote: post #12

Looks nice but too aggressively asks for monthly subscription ($10/month).

Hey, thank you for your feedback ! I'm currently testing different prices in order to determine what is the best for everyone. Spoiler: It won't be the $9.99/month haha

Re: Show HN: I made a super simple iOS app to track expenses

#16

Post by ftio »

wfg wrote: post #11
ftio wrote: post #9

This looks great, but expense tracker apps are challenging for me to adopt. Either they ask to connect to my bank, or they ask me to manually enter my expenses. Neither of these is at all appealing to me. First, I have no idea who the developers are or what their incentives are. I do not hand over access to my bank accounts lightly. No bank connections. I also don't have the patience to track every single purchase ma…

>Either they ask to connect to my bank, or they ask me to manually enter my expenses. What other options are there?

If I had a great idea, I'd build it. I do think if you could reduce the friction of adding a transaction to very, very low (maybe adding a transaction through a combination of voice and location-awareness?), I'd consider giving it a shot.

It's a tall wall to climb, and there isn't an obvious ladder lying around.

Re: Show HN: I made a super simple iOS app to track expenses

#17

Post by Nyoxide »

ftio wrote: post #9

This looks great, but expense tracker apps are challenging for me to adopt. Either they ask to connect to my bank, or they ask me to manually enter my expenses. Neither of these is at all appealing to me. First, I have no idea who the developers are or what their incentives are. I do not hand over access to my bank accounts lightly. No bank connections. I also don't have the patience to track every single purchase ma…

You're totally right, I can't imagine giving access to my bank accounts either. That's why I chose to manually enter the expenses. Yes, you have to think about it every time, but I bet on the fact that it takes only a few seconds to add an expense in my app.

Unfortunately, I'm not able to find a better solution yet but maybe one day we'll find one !

Re: Show HN: I made a super simple iOS app to track expenses

#18

Post by mcjiggerlog »

wfg wrote: post #11
ftio wrote: post #9

This looks great, but expense tracker apps are challenging for me to adopt. Either they ask to connect to my bank, or they ask me to manually enter my expenses. Neither of these is at all appealing to me. First, I have no idea who the developers are or what their incentives are. I do not hand over access to my bank accounts lightly. No bank connections. I also don't have the patience to track every single purchase ma…

>Either they ask to connect to my bank, or they ask me to manually enter my expenses. What other options are there?

The alternative that I use is to use GnuCash and periodically download CSVs from my bank of my transactions. That way I don't have to manually enter transactions and don't have to give my bank login to some random third party.

All that's needed is about 15-30 minutes every couple of months to bring in the latest transactions and double check the categorizations. GnuCash uses double entry bookkeeping, so you always know if your data is accurate or not by being able to reconcile the accounts.

Re: Show HN: I made a super simple iOS app to track expenses

#19

Post by iffycan »

wfg wrote: post #11
ftio wrote: post #9

This looks great, but expense tracker apps are challenging for me to adopt. Either they ask to connect to my bank, or they ask me to manually enter my expenses. Neither of these is at all appealing to me. First, I have no idea who the developers are or what their incentives are. I do not hand over access to my bank accounts lightly. No bank connections. I also don't have the patience to track every single purchase ma…

>Either they ask to connect to my bank, or they ask me to manually enter my expenses. What other options are there?

You can record a macro to go download transactions from your bank.

Re: Show HN: I made a super simple iOS app to track expenses

#20

Post by Nyoxide »

patrickwalton wrote: post #14

The design is surprising similar to Qubemoney.com's app, which is incredible and is bank and envelope budgeting in one.

Wowww that's interesting, I didn't even know this app ! Banking is clearly another level, I would never try to do that haha
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