Earlier quoted context omitted.
Does that mean that in high intensity regions you'd need active cooling or is that not a problem?
This doesn't answer your question, but I really wish someone would offer off-the-shelf panels with tubing on the back to hook up water lines. It would be dope to cool my panels and preheat my hot water at the same time.
Usually cheaper to just put more panels tho. Pretty handy if you need to get the most out of roof space but otherwise more panels + heat pump water heater is much simpler solution.