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GitHub Sponsors will stop supporting PayPal

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191–200 of 204 posts

Re: GitHub Sponsors will stop supporting PayPal

#191

Post by tinus_hn »

lakomen wrote: post #190

I quit PayPal when they broke their promise, that I can refund any transaction if I get scammed (not literally, I'm talking about buyer's protection). I've been using it since 2006. A few years ago I bought something in a browergame and they scammed me. I created a case and they replied with "where is my proof". Account deleted, there's my proof. They will never see a single cent from me.

At least you got to delete your account, with me they demanded identification during the sign up process and refused to delete the halfway made account without identification.

Re: GitHub Sponsors will stop supporting PayPal

#192

Post by WithinReason »

tinus_hn wrote: post #191
lakomen wrote: post #190

I quit PayPal when they broke their promise, that I can refund any transaction if I get scammed (not literally, I'm talking about buyer's protection). I've been using it since 2006. A few years ago I bought something in a browergame and they scammed me. I created a case and they replied with "where is my proof". Account deleted, there's my proof. They will never see a single cent from me.

At least you got to delete your account, with me they demanded identification during the sign up process and refused to delete the halfway made account without identification.

With me they demanded identification after using them for years and refused to delete the account otherwise.

Re: GitHub Sponsors will stop supporting PayPal

#194

Post by jrochkind1 »

bsuvc wrote: post #88

We hear a lot from people who have had a bad experience using PayPal. But is there anyone who has had a good experience, either as a merchant, or as a customer?

Of course. As a customer I use paypal routinely.

I like that I have it set up to pull directly from my bank account (instead of going on a credit card bill to pay, possibly with interest), and that I just have to log in to paypal to make a purchase, and not enter any other numbers, or share my credit card number on an additional form/system that might get hacked.

If a vendor offers paypal as a payment method, I almost always choose it.

I have no particular loyalty to paypal, if another similar option were available I'd be happy to use it, paypal has just gotten such market penetration as non-visa/mastercard payment method. Nobody offers a "pay with venmo" checkout option.

Re: GitHub Sponsors will stop supporting PayPal

#195

Post by staindk »

SAI_Peregrinus wrote: post #125
TT-392 wrote: post #111

Earlier quoted context omitted.

They say that in the article, but at the actual checkout the only options listed rn are paypal and credit card. Also, honestly not even sure my banks debit card would work with something like that, only thing I ever used for paying online is ideal (a dutch payment standard)

In the US (and GitHub is a US-designed site) "credit card" is used to generically refer to any payment card, whether it's a credit card, a debit card, a pre-paid universal payment card (not a gift card, but a prepaid Visa or MasterCard or similar).

I think it's almost the opposite - (I think) banks started issuing credit cards (with no ability to overdraw) as "debit cards" because it makes them more convenient for online shopping and such.

Not sure why else "debit cards" would suddenly have CVV codes and such.

Re: GitHub Sponsors will stop supporting PayPal

#197

Post by indiscriminator »

lxgr wrote: post #165
fshbbdssbbgdd wrote: post #100

Earlier quoted context omitted.

Sure, I buy things through PayPal a lot. It’s purely out of convenience. It saves me the steps of entering in my address and credit card info when buying something online. If the checkout page offers Apple Pay or Stripe, I’ll use those instead, because they’re even easier. I’ve never had any problems with any of these payment services. I also like that both PayPal and Apple provide a centralized UI where I can revoke…

[...] Apple provide a centralized UI where I can revoke payment authorization for subscriptions [...] That's only a thing for Apple in-app subscribtions though, not for Apple Pay, right? Supposedly there is a new management UI for recurring payments at supported merchants/PSPs, but I haven't encountered it in the wild yet: https://support.apple.com/en-us/HT213041 https://developer.apple.com/apple-pay/merchant-tokens/

This was announced at WWDC in 2022 but payment gateways are still adding support for it. Should be more visible in 2023.

Re: GitHub Sponsors will stop supporting PayPal

#198

Post by nkohari »

staindk wrote: post #195
SAI_Peregrinus wrote: post #125

Earlier quoted context omitted.

In the US (and GitHub is a US-designed site) "credit card" is used to generically refer to any payment card, whether it's a credit card, a debit card, a pre-paid universal payment card (not a gift card, but a prepaid Visa or MasterCard or similar).

I think it's almost the opposite - (I think) banks started issuing credit cards (with no ability to overdraw) as "debit cards" because it makes them more convenient for online shopping and such. Not sure why else "debit cards" would suddenly have CVV codes and such.

All cards run through payment networks like Visa and Mastercard, which is why they all have a PAN, CVV, etc. The distinction between credit and debit really just depends on the source of the funds backing the card: either a line of credit, or a bank account that is debited. The allocation of the transaction fee is also usually different, but that tends to be transparent to the customer (and sometimes the merchant).

Re: GitHub Sponsors will stop supporting PayPal

#199

Post by prirun »

staindk wrote: post #195
SAI_Peregrinus wrote: post #125

Earlier quoted context omitted.

In the US (and GitHub is a US-designed site) "credit card" is used to generically refer to any payment card, whether it's a credit card, a debit card, a pre-paid universal payment card (not a gift card, but a prepaid Visa or MasterCard or similar).

I think it's almost the opposite - (I think) banks started issuing credit cards (with no ability to overdraw) as "debit cards" because it makes them more convenient for online shopping and such. Not sure why else "debit cards" would suddenly have CVV codes and such.

Banks also charge an outlandish overdraft fee per transaction of something like $35, limited to 3-4 per day. The default for most debit cards AFAIK is to enable overdraft protection. You have to specifically disable it at the bank (which everyone should do). Making an extra $100/day for a few small overdrafts is a very profitable racket.

"Overdraft and NSF fees cost Americans an estimated $15.5 billion in 2019"

https://www.consumerfinance.gov/about-us/blog/comparing-over...

Re: GitHub Sponsors will stop supporting PayPal

#200

Post by SergeAx »

eXpl0it3r wrote: post #188
SergeAx wrote: post #185

Earlier quoted context omitted.

There was a moment when I needed to buy an expensive ticket from Qatar and their Visa processor was unable to bill my card. PayPal managed to get my money to airline. I appreciate that, but still thiunk that creating user experience worse than that of PayPal is a non-trivial feat.

What's so extremely terrible about the user experience? As a regular user, I can't think of anything that would've annoyed me, beyond sending official emails that look like phishing emails, and then support not even being able to always distinguish whether it's a valid email or not. Other than that, I've added a credit card, can press the pay with paypal button, login and pay for my goods. Nothing to complain in this…

TBCH, my pain was on the other path - getting money out of the system and into my bank (I am not in US). Also PayPal never let me make a payment with just a card, without logging in to the system.
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