51–60 of 107 posts
In the US this is standard behavior for credit card companies (and is reprehensible). Is it not the case in Germany?
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I feel like we need to make a big overview map of what payment is like around the world. Because I believe you. But I also have only ever experienced PayPal as an entirely unnecessary middleman. So I think there may be regional differences in play. I can’t remember the last time I typed in a credit card number. Giving it to PayPal seems like a less secure option, given how free from consequences companies are. And th…
As a customer, you can still use your credit card at Paypal and file disputes with your issuer as usual. The merchant just does not get your card number directly, which anecdotally many users perceive as an advantage. As for German regional effects: Paypal allows payments via SEPA Direct Debit there too (~ACH), which are free but very risky for merchants. Many customers don’t have any online-usable debit card, so tha…
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Not Germany, but here in The Netherlands the banks just developed an online payment system together 18 years ago, and everyone uses that. https://en.wikipedia.org/wiki/IDEAL
iDEAL is truly tremendous. I keep my Dutch Neobank account just to be able to pay stuff with iDEAL. It never fails and works like a charm. Never had a failed payment with it. I don't understand why Germany is incapable of implementing such an easy solution.
Because the interpretation of cartel law and the banking structure makes that complicated.
They created "giropay" which is quite complicated as a dealer has to pick a bank to contract with and they get different rates and stuff as they couldn't simply create a shared company running it or something ...
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isn't that the same as credit cards not allowing to charge extra for using them? which btw is now also not allowed by EU rules.
True. Also sounds uncompetitive to me.
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I googled "dutch number stamp" and got nothing. How does that work?
In Dutch: https://www.postnl.nl/versturen/postzegels/postzegels-kopen/... You buy a code that you write down in the location where normally the stamp would be.
I love PayPal. It might be another be-evil type corporation. But it is just sooo convenient. I am just curious if there is some alternative to it in Germany. I don’t want to give my bank account number to every random online shop. Credit card yes, but I am too lazy for entering the numbers every time. Edit: I am not kenn on saving my credit card number somewhere digitally. Browser, password manager or a text file are…
> The regulator is investigating in particular rules that say merchants may not offer their goods and services at a lower price to customers who choose a cheaper payment method than PayPal. In the US this is standard behavior for credit card companies (and is reprehensible). Is it not the case in Germany?
I love PayPal. It might be another be-evil type corporation. But it is just sooo convenient. I am just curious if there is some alternative to it in Germany. I don’t want to give my bank account number to every random online shop. Credit card yes, but I am too lazy for entering the numbers every time. Edit: I am not kenn on saving my credit card number somewhere digitally. Browser, password manager or a text file are…
In Europe we have working debit cards, so PayPal is redundant and hardly ever used.
I love paypal, and I live in the UK. Paypal is essentially the default checkout option on most websites, and supported pretty much everywhere. It is very, very handy as a consumer, but never in a million years would I sell using paypal (too many horror stories about frozen account and kafkaesque support staff)
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4. No profit.