Oof, my Bitwarden account was created a while ago and was set to only 5,000 iterations. You can see and change the number of iterations here: https://vault.bitwarden.com/#/settings/security/security-key... (or if you don't trust links for something like your password manager: log into your web vault, click on the top-right dropdown menu, then Account settings > Security > Keys). I've updated it to 600,000 iterations…
I upped mine to more than 1M and haven’t seen any degradation of performance.
iirc locking with BW doesn’t do what one might expect wrt encryption state.