Earlier quoted context omitted.
Which country? In the U.S., GFCIs only need to be installed in specific locations, which is good. I do not want my refrigerator or computer on a GFCI. In the U.K., you just can’t have plugs in bathrooms (aside from the shaver plug), which is probably more sensible.
You need a AFCI in most places now. In the 2020 edition of the NEC®, Section 210.12 requires that for dwelling units, all 120-volt, single-phase, 15- and 20-ampere branch circuits supplying outlets or devices installed in dwelling unit kitchens, family rooms, dining rooms, living rooms, parlors, libraries, dens, bedrooms, sunrooms, recreation rooms, closets, hallways, laundry areas, or similar rooms or areas shall be…
That dramatically lowers the cost.
The only real downside is that if you accidentally put your finger in the toaster, rather than just the power to your kitchen cutting off, the power to the whole house cuts off. I think thats a fine tradeoff to save $1200.