101–110 of 344 posts
Earlier quoted context omitted.
If you're struggling, and get $1000 from someone who made $100M on crypto, would you be in a hurry to pay them back, or even care at all?
> get $1000 from someone It's not "get" if it's a loan. The IRS might also be interested if you treat this a taxable gift rather than a loan... (unlikely they'd care for $1000).
Meanwhile, I go through life wondering if I borrowed $20 from someone and forgot to pay them back for months and kinda hope they would just say something if I did.
I'm sure most people don't care about it as much as I do, but I have this deep-seated need to make sure I'm as square with as many people as I can be and I expect the same from everyone else. It's not just about being owed, it's about owing, too. I wish I knew where it came from. I wish I was better about just letting it go.
I loan money to people and never expect to be repaid. If someone asks for $2k I give them $5k. $400 give them $1k. Sometimes I get paid back. Usually not. It’s because people are aware I have money so various people ask. The goal isn’t to get paid back. Often these acquaintances cut off all contact. The goal is to never be asked for money again and slowly bled out by frequent sob stories. If they know they are alread…
Why would you pay so much just for them not to annoy you? That seems a very high price for some peace and quiet. I would just cut off contact with those people. I don't really get this much because I'm not rich, but if people ask me for loans just to get money out of me I will be the one breaking off contact. On the other hand I have a friend of mine who has loaned money and never paid me back, but she is always in a…
1. You can only have one loan at a time.
2. The money has to be used to complete a goal. Moving across country is a goal, paying rent is not.
3. There is no repayment date, but you do have to write me an email stating what you are using the money for and that you agree to the rules.
Those are the simplest rules I could come up with that prevent abuse without being too onerous. They seem to work. About 1/3 of the loans I've given out have been repaid.
I loan money to people and never expect to be repaid. If someone asks for $2k I give them $5k. $400 give them $1k. Sometimes I get paid back. Usually not. It’s because people are aware I have money so various people ask. The goal isn’t to get paid back. Often these acquaintances cut off all contact. The goal is to never be asked for money again and slowly bled out by frequent sob stories. If they know they are alread…
Similar thing happened to me. I had a roommate who regularly needed a loan for rent. They eventually descended into drug use and chaos and we wanted them out of the house. They kept missing their supposed move-out dates, so I offered to cancel out their ~$5k in debt if they were out on a certain date. Keep in mind I was unable to afford groceries many of these months. In the end, they cleared out on that date and I n…
Money I can't afford to give away is money I probably shouldn't be loaning out.
Usually, people pay me back, and it's a nice treat.
Sometimes, people don't, and because I wasn't expecting the money back, and wasn't counting on it, it's fine.
Well it took me borrowing one video game to learn that lesson. "No, you must've borrowed it to someone else" when I asked. First game I bought for my own pocket money, which at time, in Poland, was a lot for a kid as it was full price title, Baldur's Gate 1 in nice box with manual and a map, and dubbed gloriously with then-radio/TV stars, hell, the narrator voice was better than original. Needless to say I was pretty…
pożyczyć is both borrow and lend :) In English there's a difference of direction. "Kuba pożyczył moj długopis" - Jakub borrowed my pen "Kuba pożyczył mi jego długopos" - Jakub lent me his pen I'm learning Polish slowly, living in Warsaw...
Surely a true Pole would say "kurwa Kuba pożyczył moj pierdolic długopis" ? ;-)
Earlier quoted context omitted.
> get $1000 from someone It's not "get" if it's a loan. The IRS might also be interested if you treat this a taxable gift rather than a loan... (unlikely they'd care for $1000).
Why the heck private gifts are taxable and it is tolerated?
Earlier quoted context omitted.
> get $1000 from someone It's not "get" if it's a loan. The IRS might also be interested if you treat this a taxable gift rather than a loan... (unlikely they'd care for $1000).
Why the heck private gifts are taxable and it is tolerated?
Earlier quoted context omitted.
> get $1000 from someone It's not "get" if it's a loan. The IRS might also be interested if you treat this a taxable gift rather than a loan... (unlikely they'd care for $1000).
IIRC gifts aren’t taxable unless they exceed $14,000 in a year.