Imagine you're a municipality like San Francisco. You control all of the zoning regulations, and many of the permitting requirements. You have a AA+ credit rating, and even in today's higher rate environment, you can borrow billions of dollars at 6%. You already own oodles of land. You can build to whatever height you want within reason, because you control the zoning, and you even control many of the ordinances that…
Rising rent, not poverty, is the real driver of homelessness
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Re: Rising rent, not poverty, is the real driver of homelessness
#62Imagine you're a municipality like San Francisco. You control all of the zoning regulations, and many of the permitting requirements. You have a AA+ credit rating, and even in today's higher rate environment, you can borrow billions of dollars at 6%. You already own oodles of land. You can build to whatever height you want within reason, because you control the zoning, and you even control many of the ordinances that…
Re: Rising rent, not poverty, is the real driver of homelessness
#63No it is not. Raising rent is a correlated effect, not a causation. All cases of homelessness are highly individualized. They usually follow a pattern such as this: 1. The setup: Some sort of condition or pattern of life choices that isn't intrinsically harmful, but combined with other things, will become overwhelming once the bottom drops out. The lack of community and isolation from a support network are key indica…
This theory is wrong and it is easy to see why. Rates of homelessness are not correlated with "life choices" or "events" at all. Mental illness rates don't vary much geographically and they don't correlate with homelessness. Same with drug abuse and disease. However housing costs are very strongly correlated with homelessness. Great book on the subject: https://homelessnesshousingproblem.com/ Edit: prospective reply…
Person A puts their tail between their legs and goes and sleeps in mom's basement.
Person B becomes homeless.
It would be fairly deranged to say that "life choices" and "events" didn't matter "at all," that the second person's homelessness can be entirely explained by the lack of supportive family. It's both things. Homelessness arises when poor choices intersect with a lack of options.
Re: Rising rent, not poverty, is the real driver of homelessness
#64Earlier quoted context omitted.
The government is run by and for the benefit of the established land owners and they don't want housing, they want excess returns. Simple.
> government is run by and for the benefit of the established land owners Do San Francisco’s renters fail to turn out to vote? (Serious question.)
It makes sense, renters who are politically engaged and organized are more likely to be long-term residents, and being able to preserve your tenancy/community is a different thing from being able to easily move or upgrade.
Re: Rising rent, not poverty, is the real driver of homelessness
#65Imagine you're a municipality like San Francisco. You control all of the zoning regulations, and many of the permitting requirements. You have a AA+ credit rating, and even in today's higher rate environment, you can borrow billions of dollars at 6%. You already own oodles of land. You can build to whatever height you want within reason, because you control the zoning, and you even control many of the ordinances that…
I couldn't get past this because the analogy breaks down already. SF as a polity is not controlled by one person or single department. The power is highly decentralized (the Board of Supervisors hold most of the keys).
Thus, even if you have someone who can make sweeping changes, likelihood is they'd never get elected in such a setup (or if they do, be able to effect change).
Re: Rising rent, not poverty, is the real driver of homelessness
#66Re: Rising rent, not poverty, is the real driver of homelessness
#67Imagine you're a municipality like San Francisco. You control all of the zoning regulations, and many of the permitting requirements. You have a AA+ credit rating, and even in today's higher rate environment, you can borrow billions of dollars at 6%. You already own oodles of land. You can build to whatever height you want within reason, because you control the zoning, and you even control many of the ordinances that…
Yeah, the thing I always say about the people who complain about tech workers and gentrification in a place like San Francisco is like, look, if you can't figure out how to gain from an influx of wealthy, highly-educated, low-criminality, nerdy tech workers, then that's really on you. What a gift! Any city would be lucky to have that "problem." You have to actively work to make that a negative (by, say, refusing to a…
The people who are complaining about this are not the same people who are restricting housing access.
A similar dynamic happens in Boston, where people are resentful of gentrifiers, and I can't blame them. They're not the ones voting to block housing, it's the already rich people in the area who do that.
Re: Rising rent, not poverty, is the real driver of homelessness
#68Imagine you're a municipality like San Francisco. You control all of the zoning regulations, and many of the permitting requirements. You have a AA+ credit rating, and even in today's higher rate environment, you can borrow billions of dollars at 6%. You already own oodles of land. You can build to whatever height you want within reason, because you control the zoning, and you even control many of the ordinances that…
Yeah, the thing I always say about the people who complain about tech workers and gentrification in a place like San Francisco is like, look, if you can't figure out how to gain from an influx of wealthy, highly-educated, low-criminality, nerdy tech workers, then that's really on you. What a gift! Any city would be lucky to have that "problem." You have to actively work to make that a negative (by, say, refusing to a…
Germany's large cities have similar issues where they don't want to start building new districts because it'd be artificial and not naturally grown building by building. And it's better to have rents double every 10 years, apparently.
I don't get the "why", but the approach is fairly explicit -- and politicians get reelected while following it, so I guess it's what "the people" want.
Re: Rising rent, not poverty, is the real driver of homelessness
#69Earlier quoted context omitted.
Is it because buildings refuse to house people with addiction problems, or that the extra $1/month is better used in their mind to get the next dose of the substance?
The roof typically comes with the stipulation of no drugs (or even rehab). That’s untenable to the addict.
There's a reason people treat them as a last resort, and it's not drugs. It's that being in a shelter opens you up to abuse.
Re: Rising rent, not poverty, is the real driver of homelessness
#70Earlier quoted context omitted.
There's "covering risk", and there's tenant lock-in. I have no problem with requiring a tenant to rent for a year, to prevent quick turnover and the risk and costs associated with that. But multiple landlords now have all had the same policy: the lease will never go month-to-month, basically. You can , but e.g., for my current lease, it costs ~60% more to go month to month. This creates bizarre pay-off points, and gr…
I was renting until just a few years ago and I never had a lease longer than 12 months, and it was actually difficult to find one longer than that. I'm not sure where you live, but in a lot of places, a landlord refusing to allow a lease to go month-to-month is illegal.