Set family {{1,2,3,4}, {1}, {2}, {3}, {4}} has all 4 elements appearing in exactly 2 sets out of the 5, that is 40%. What am I missing?
"A collection, or family, of sets is considered “union-closed” if the union of any two sets in the family equals any existing set in the family."
EDIT: In your hypothetical collection of sets, the union of "2" and "3" would produce the set "2,3" which is not an enumerated set in your list.