There's enough perfectly good open source and freeware(Although you might be the product with some of it), that I don't currently pay for any software at all at home, aside from maybe $15 a year in DLC for games, and services that aren't just SaaS. Although Tile Premium doesn't do much that couldn't be done locally as far as I know.
A bigger problem is media streaming, which was great back when everything was on 2 or 3, but it's getting insane now.