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Tell HN: Doing a chargeback against Google will get your account banned

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Re: Tell HN: Doing a chargeback against Google will get your account banned

#101

Earlier quoted context omitted.

I can get unique CC number for every transaction. Normal service from my bank.

What country? What bank???

This is normal in Portugal.

I can generate single-use cards with an arbitrary limit, limit cards that can be used any number of times, and cards with a monthly renewing limit.

This works for literally any bank in Portugal via an app called MBWay.

Re: Tell HN: Doing a chargeback against Google will get your account banned

#102

Earlier quoted context omitted.

How is google a monopoly? I get by just fine without it.

Do you have an Android phone? It's getting harder to use them without a Google account. In my university, professors and old T.A. have a mix of gmail, hotmail and yahoo, let's say 1/3, 1/3 and 1/3. But students have almost 100% emails from gmail. I't not a monopoly, but it's getting very close.

An email monopoly, perhaps, but not a comms monopoly. I bet the students have snapchat, whatsapp, fb messanger, etc maybe signal or telegram too. Plus mms and phone for 2fa. But yeah, email is quite special for password recovery so its a good point you're making.

Re: Tell HN: Doing a chargeback against Google will get your account banned

#103

I placed an order for a Pixel Watch on Black Friday as a gift. Spent $380 or so on the watch+band. Site said it would be delivered on Nov 29-Dec 2nd (and status was updated to 'Pending Shipment'). Well, Dec 5th rolled around, still wasnt shipped. Since the status was 'pending shipment' you cannot cancel the order. I contacted google asking them to cancel my order. Two weeks later, it's still not shipped, CS rep is ba…

Call your card and tell them to cancel the chargeback.

Re: Tell HN: Doing a chargeback against Google will get your account banned

#104
post #86

Earlier quoted context omitted.

I haven't heard that. I can see two perspectives: 1. If a chargeback is issued, that means the company messed up massively and they should investigate, not ban the user 2. Some people fraudulently issue chargebacks and we assume our support would solve all legitimate issues, therefore it's a ban. Probably the answer is to use risk signals about users to inform an investigation.

Your point 1 isn't really true. People charge back businesses all the time for any reason up to and including "I don't want to pay for this and this is how I don't have to". It's a huge problem for folks like eBay sellers, for example.

Neither point is reliably true. They are the extremes of a spectrum.

Re: Tell HN: Doing a chargeback against Google will get your account banned

#105

To me, the issue with Google's products and services is that they're not willing to provide any human customer service to resolve the real issues. Now, of course, I understand that even Google can't reasonably be expected to provide free 24/7 customer support for the entire Internet. If they had a normal phone number available where anybody could reach a human at any time, every confused person would call them with i…

> o me, the issue with Google's products and services is that they're not willing to provide any human customer service to resolve the real issues.

I don't get this, I engage human Google support for paid Google products at least a few times a month. It's not great, but definitely on par with other tech giants. Are you expecting human support for ... free services?

Re: Tell HN: Doing a chargeback against Google will get your account banned

#106
post #66

When I saw the headline, my first reaction was "You did a chargeback against a huge company from which you can't afford to be auto-unpersonned?! You crazy!" Then I skimmed TFA, and they said that a CSR for the company told them to. Maybe HN escalation will work, this time. But we should really figure out how the critical unique huge consumer tech companies can solve their due process problems, and be more consistent…

US law doesn't seem to align with "US principles of society" if we even have such a thing. Without better consumer protection laws companies aren't going to improve in this respect.

Re: Tell HN: Doing a chargeback against Google will get your account banned

#107
Honestly, the top comment is more concerning:

https://old.reddit.com/r/tifu/comments/zndbku/tifu_by_accide...

Account stolen. Obvious fraudulent charges. EA refuses to make it right. Customer rightfully disputes the charges. EA closes their account locking them out of an entire catalogue of content THEY HAD PAID for.

This whole “you don’t really own digital content” ruse needs to be popped. A company shouldn’t be able to kick you off their platform if you have purchased content from them without refunding that content or providing you physical copies of the content they’re revoking your on demand access to.

This whole “you give me $20 for a one time purchase and I’ll let you watch this movie for anywhere between 100ms and 100,000 years mostly at our discretion” isn’t business - it’s fraud and it’s shameful regulators haven’t stepped in yet.

To be clear this is about digital purchases, not digital rentals and streaming services.

Re: Tell HN: Doing a chargeback against Google will get your account banned

#108

Earlier quoted context omitted.

I can get unique CC number for every transaction. Normal service from my bank.

What country? What bank???

France, virtually any major bank really: LCL, Boursorama, Societe Generale, etc.

Re: Tell HN: Doing a chargeback against Google will get your account banned

#109
post #70

To me, the issue with Google's products and services is that they're not willing to provide any human customer service to resolve the real issues. Now, of course, I understand that even Google can't reasonably be expected to provide free 24/7 customer support for the entire Internet. If they had a normal phone number available where anybody could reach a human at any time, every confused person would call them with i…

> Now, of course, I understand that even Google can't reasonably be expected to provide free 24/7 customer support for the entire Internet. Microsoft did this back in the 1990's. It provided a strong financial incentive to reduce the number of support calls generated per Windows installation, which is what they ended up doing.

And often Microsoft would not put the charge through, at least if you were working to try to solve the problem without them. I don't know what their criteria were, but I don't think I ever paid despite calling a few times.

Re: Tell HN: Doing a chargeback against Google will get your account banned

#110
post #66

When I saw the headline, my first reaction was "You did a chargeback against a huge company from which you can't afford to be auto-unpersonned?! You crazy!" Then I skimmed TFA, and they said that a CSR for the company told them to. Maybe HN escalation will work, this time. But we should really figure out how the critical unique huge consumer tech companies can solve their due process problems, and be more consistent…

A good start, at least with Google, might be for them to give anything resembling a fuck about their non-advertising customers.

My experience is that they seem to have this mindset that if you aren't paying them for advertising specifically, you're not a customer, you're a user - the product - which is true if you aren't paying them at all, but isn't even remotely the case when you're giving them money in exchange for a product. Absolutely horrendous customer service every time I've needed to contact them.

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