I mean considering the level of shitware samsung install on their phones (and make difficult to remove or disable) it will be hard to tell the difference between the official stuff and straight up honest malware.
I used to feel that way, but since the S10 series, there are very few things built into the Galaxy line that fall in the description of shitware anymore. McAfee's device protection shit definitely, but other than that, I can't think of any forced crapware on my last 3 unlocked Galaxy devices.
The latest Samsung device i have is tab s8 from this year and the software i would call bloat was all the Google stuff like Youtube, Youtube music, Duo, Chrome, Google search. And worst of all the Google assistant that you have to go to multiple places to disable.