Earlier quoted context omitted.
Sorry but that's delusional - riding in the rain, and especially when it's snowy/icy - is order of magnitude more dangerous - traction/breaking/reduced visibility.
And the same applies to every other vehicle, but I suppose you would still get in a car on a rainy day? You adjust speed and cycling style to the conditions, and for winter cycling there are plenty of good options for studded tires. The Nordics have succeeded in making winter cycling a more common activity, and you might want to check out the "winter cycling capital of the world": Oulu, Finland.
Also I don't have windshield wipers on my face (or windshield for that matter) - but maybe I'm just wired like that.