I fought the PayPal and I won
251–260 of 349 posts
Re: I fought the PayPal and I won
#252There was a crowdfunding which was successful, they charged all of us, told the creator they were sending the money, then after a week canceled the crowd funding and refunded our money.
According to their TOS, they were NOT a party to the contract we had with the creator and forced arbitration, so we fought it. Each participant (200+ iirc) each had to pay $200 while IGG had to pay the other $2300/participant (~$460k) to get the arbitration initiated. Then they tried to push it to a class action (to simplify their legal battle) but according to their own TOS a class action was not allowed so that died quickly.
So then we collectively worked through one firm who iterated on our filings based on how each one went.
After a year+, IGG finally unlocked the creator's account, issued an apology, and updated their TOS. Insiders at IGG claim that the legal bill was into the millions.
It's not easy but you can fight bad behavior from these guys.
Re: I fought the PayPal and I won
#253Earlier quoted context omitted.
That's BS. Had a seller screwing me over who "sold" me a VR headset. He gave me a UPS tracking number which belonged to a package that was delivered to another city, another person, was part 1 of a 3 package delivery and weighted 28kg, pretty heavy weight headset. The only match was the zip code everything else had nothing to do with me. So I complained to Paypal, gave them all the data that showed that the tracking…
Aside: Where do you live that has a postal service where zip codes match in different cities? Sounds like someone misunderstood the point of a postal [zip] code. Or, did I misunderstand?
However, if you do a lot of mailing, you'll discover some zip codes that cross state lines (because some remote area is actually served by a post office across the state line).
Or some area where several towns & cities map to a single "preferred" name that the USPS uses (example: Centennial, CO).
Zip codes are for the convenience of USPS and to make their life easier. The edge cases are very fuzzy & fractal.
Re: I fought the PayPal and I won
#254Re: I fought the PayPal and I won
#255> While PayPal is technically a private company that can work with basically whoever it wants for whatever reason, its centralized role as an online payment processor makes this a weirdly potent free speech fight. > He did share correspondence with me where prominent free speech attorneys told him, in an apparent contradiction to my claims, that he had no viable legal recourse to getting his account reinstated. Thoug…
"The First Amendment does not prohibit private individuals, companies and employers from restricting speech. " Constitutional rights are also civil rights, which are things companies may not violate.
Re: I fought the PayPal and I won
#256Earlier quoted context omitted.
This story has pushed me over the line, finally triggering me to close my PayPal account. I can't describe the sum total of stimuli that brought me here, it's a gestalt, a gut feeling. Thanks. I feel lighter.
PayPal is excellent for buyers, horrible for sellers. Just don't keep any money in it and don't let them convert currency for you.
They will find subtle ways to force-link your real bank account to paypal, and then its game over. They have the keys to the kingdom.
One day you will get some random charge on your account that keeps growing and growing and you don't recognize the transaction at all, but you can't do anything because they can pay themselves from your linked bank account.
I advise all businesses that use paypal that at worst case, link a completely unrelated bank institution to paypal, and then keep this secondary bank to low funds as often as possible.
Otherwise, you will never know when paypal may poison the well and your physical bank business operating account is suddenly unavailable!
Re: I fought the PayPal and I won
#257Earlier quoted context omitted.
I just read "Eleven Magic Words" and I'm entirely baffled. Also what a writer, wow.
I don't get it. The lawyer asked "“Is there anything the court would like to review to reconsider?” and the judge said, oh, well "since you have asked if I want to, yeah I guess I do, so I'll just change my ruling for no reason?"
Re: I fought the PayPal and I won
#258PayPal is such a weird company. I was a loyal customer for 20 years until I wanted to convert my account from business to personal (I closed the business) and the site refused to do so. after months of calls with support, it became clear that no one was able to do this (something locked the flow and no one was able to see what; I guess my account was so ancient, it has some db flags no longer used but still checked b…
I have been trying to upload some information they asked to verify my business account. For a new business account I opened I already have 1 business and 1 personal account which is their limit and got permission from PayPal to open this one. I kept getting an error when I go through the official form. Possibly because I have a linked account already. So I talked to customer support and after a huge timesink and gett…
Re: I fought the PayPal and I won
#259Earlier quoted context omitted.
PayPal is excellent for buyers, horrible for sellers. Just don't keep any money in it and don't let them convert currency for you.
But not keeping money on them is NOT enough as a seller to extricate yourself from that morass. They will find subtle ways to force-link your real bank account to paypal, and then its game over. They have the keys to the kingdom. One day you will get some random charge on your account that keeps growing and growing and you don't recognize the transaction at all, but you can't do anything because they can pay themselv…
Re: I fought the PayPal and I won
#260Earlier quoted context omitted.
This list doesn't come close to being a place where "private companies own every method of articulating your views". I believe you want to force a large company to accept an advertisement on any topic whatsoever, at a "reasonable price", and that that there should be no First Amendment right of free association which allows them to deny that advertisement. If not, do you want to force them to post that same informati…
Yes, you'd still be entirely free to articulate your views in the privacy of your own bathroom, so I suppose it's technically true private companies don't control every way of articulating your views.
Your list didn't include federated systems like Mastadon or IRC. It didn't include open source systems like Zulip that you can host yourself.
I don't use one of the big email providers, so I do get bounces when an organization thinks my ISP is untrusted. But that's not "can't even send e-mails if private companies don't like your 'sender reputation'" only "can't send e-mails to some people". And those people decided to use that system in part because they want the email provider to filter out some of their email.
We are not in a world where "all Radio and TV channels, newspapers and billboards are owned by private corporations." Member-supported radio and TV, and college radio, are still things, as is community/public-access cable.
Further, how do you want to change it? Do you want a government station which is required to be open access so anyone can broadcast anything?
Universities and similar venues for public speaking have always had the right to choose who they invite to speak. This is what freedom of association means.
Also, they are not a "law unto themselves". There are limits on the types of speech they can prohibit - a public university is restricted by civil rights laws, as is a private/non-publicly funded school which allows public rental of a space.
How do you want to change it? Do you want them colleges to be forced to accept any speaker on any topic, whatsoever?
We see events like the Gathering of the Juggalos, with 20,000 people, and wonder what you mean by 'only the absolute richest people could hold an event of any scale on land they own themselves.'
And I already commented on your "As it's private land" in my "fantasy libertarian future where everything has been privatized" - as something we aren't close to doing.
Yes, I totally agree that privatization of public spaces is something I don't like, though I'll point out the oddity of how the privately-owned public space at Zuccotti Park was a better site for the Occupy Wall Street protest than a public park, because the latter had curfews.