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I fought the PayPal and I won

jessesingal.substack.com

221–230 of 349 posts

Re: I fought the PayPal and I won

#221
post #31
post #23

Earlier quoted context omitted.

Oh not this old canard again. The US constitutional guarantee of freedom from government interference in speech is just one aspect of the matter . If private companies own every method of articulating your views, and are preventing you from doing so, then you aren't free to speak.

> If private companies own every method of articulating your views, They aren't. We're nowhere even close. To the point where I can't even envision how that could happen. Perhaps in some sort of fantasy libertarian future where everything has been privatized, including the streets and sidewalks. But that's certainly not anything like now.

>They aren't. We're nowhere even close.

They are and have been for decades. One of the reasons of passing laws preventing businesses from engaging in certain forms of discrimination is because because businesses had enough power that to discriminate based on a protected factor could lock someone out from society. This is extremely noticeable in smaller communities where there might be only a single grocery store, but even in larger communities you'll find companies often working together and that they share common suppliers of certain goods or services who can lock you out of the majority of companies all at once.

Up until now we have tolerated it because the forms of discrimination we wouldn't tolerate have since been individually banned and there haven't been enough cases of coordinated denial of social involvement to prompt further legal action, but the power is there. I assume the threat of legal action further limiting the power of companies to discriminate has prevented the threat from going too far, and why companies will even walk back cases when enough popular support gets behind it.

Re: I fought the PayPal and I won

#222
post #206

PayPal is such a weird company. I was a loyal customer for 20 years until I wanted to convert my account from business to personal (I closed the business) and the site refused to do so. after months of calls with support, it became clear that no one was able to do this (something locked the flow and no one was able to see what; I guess my account was so ancient, it has some db flags no longer used but still checked b…

Brazil (1985 film) was not supposed to be an instruction manual! The scale of these absurdities is just wild. Years ago I signed up for a domain for my blogger.com blog. At some point google decided to transfer the management of that domain to google workspaces ... I don't know how or why but they did. So when it expired I was told to login to google workspaces, but I don't have a google workspaces account at the ema…

by the way https://www.youtube.com/watch?v=X27Sw7r6gB8 (DEF CON 30 - Paul Roberts - Brazil Redux - Short Circuiting Tech-Enabled Dystopia Right to Repair)

Re: I fought the PayPal and I won

#223
post #17

The author of this article is a public defender in the pacific northwest. He sometimes writes for Jesse Singal, but he also has his own substack.[1] Many of his posts provide a unique window into the criminal justice system. If that sounds interesting to you, I strongly recommend reading more of his writing. In my opinion, his greatest hits are Eleven Magic Words [2] and Death of a Client [3]. 1. https://ymeskhout.su…

I just read "Eleven Magic Words" and I'm entirely baffled. Also what a writer, wow.

Yes very well written and reminds us all that in the end we're humans, and once in a while things can go right if only for us asking why they aren't.

Re: I fought the PayPal and I won

#224
In recent years, financial institutions - Paypal being one of them - have had an increased tendency to deny service to clients based on their having espousing unpopular views. Glenn Greenwald has recently written on this matter:

https://greenwald.substack.com/p/the-consortium-imposing-the...

Re: I fought the PayPal and I won

#225
I want to ditch PayPal.

My problem is that PayPal is the primary, and often only method of payment accepted on online auction sites, specially person-to-person of used electronics.

I buy electronics by the boat load (I think, never seen the boat) to experiment with them. Most Asian or individual sellers will accept just PayPal.

Yes, it is a monopoly in the niche field of online auctions.

Re: I fought the PayPal and I won

#226
post #98

Earlier quoted context omitted.

> IBAN and wait for a day. The delay can be skipped in many cases via the IBAN instant payment option. Requires both banks to be participating in the program and trust each other (the delay will happen if additional checks are needed, for example if the transction gets flagged for manual inspection, eg if you write "funny" purpose text, etc)

AFAIK banks here charge extra for that.

Where's here? Haven't seen this in Germany.

Re: I fought the PayPal and I won

#227

Earlier quoted context omitted.

I've contacted one time PayPal Japan to transfer money to a personal account from PayPal Brazil because it gave me some error. They told me I should contact PayPal Brazil because the recipient account was not verified. On PayPal Brazil, they told me that I could only transfer personal money through Xoom, which is another service from PayPal. But when I tried, Xoom doesn't work with Japan. After I asked PayPal Japan a…

So it's a payment service that can't transfer money between accounts?

Probably because he is/was Dekasegi https://en.wikipedia.org/wiki/Dekasegi and there are some specific rules to move their money back to Brazil

Re: I fought the PayPal and I won

#228
post #58
post #6

Earlier quoted context omitted.

I only buy from merchants that offer PayPal (there are few I trust by card, like Amazon). And the reason is that whatever it happens, I can always get my money back with PayPal. It happened 3 times in last 5 years that seller took the money and never shipped anything. I got all them resolved very quickly.

That's BS. Had a seller screwing me over who "sold" me a VR headset. He gave me a UPS tracking number which belonged to a package that was delivered to another city, another person, was part 1 of a 3 package delivery and weighted 28kg, pretty heavy weight headset. The only match was the zip code everything else had nothing to do with me. So I complained to Paypal, gave them all the data that showed that the tracking…

This is a relatively old trick at this point, so it's crazy that it still works. Effectively makes their protections useless.

Re: I fought the PayPal and I won

#229

Logging into PayPal is now more annoying than logging into my German online banking. Which is telling as that is already a major pain. Every time I have to solve 2 captchas and fill the log in form twice until I log in. I’ve switched to using my online banking to pay for stuff over clicking the PayPal button.

Same! The number of times they claim I'm logging in from a new, unknown device has gone up significantly, even though I'm using the same browser on the same device all the time, and I don't clear cookies between sessions. The most egregious thing to me is that after solving the captcha, you are thrown back to the login form claiming that the password you entered is incorrect - which is impossible, as I just pasted it…

Giropay is great!

Re: I fought the PayPal and I won

#230

Earlier quoted context omitted.

Transferring money out is far lower risk than unauthorised account access. If they transfer money out and it turns out it was fraud they can easily compensate the original account holder by putting the money back in their account and there's little harm done, especially if the sums are small. If they give unauthorised account access then there's far greater harm including risk they'll get penalised by regulators over…

The point is that requiring cvv for a login is stupid, not that the risk levels are different. Does it become acceptable to require the blood of my first-born because the risk levels are different? Of course not. They're not even allowed to store that in the US (PCI-DSS), so the other poster must not be in the US.

They probably couldn't see the CVV but were going to run the card and see if it verified.
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