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Then don't read the article
I fought the PayPal and I won
191–200 of 349 posts
Re: I fought the PayPal and I won
#192The author of this article is a public defender in the pacific northwest. He sometimes writes for Jesse Singal, but he also has his own substack.[1] Many of his posts provide a unique window into the criminal justice system. If that sounds interesting to you, I strongly recommend reading more of his writing. In my opinion, his greatest hits are Eleven Magic Words [2] and Death of a Client [3]. 1. https://ymeskhout.su…
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The dark lord Cthulhu is rather "problematic" as well and yet here we are giving you the benefit of the doubt..
Re: I fought the PayPal and I won
#193Earlier quoted context omitted.
There's probably a lot of political stuff I am unaware of here, but a "sex realist" immediately made me understand what Colin's views probably area. I don't get the "legitimatize" bit. If I acknowledge that some people believe the Earth is flat, and call them flat Earthers, how does this make their position legitimate? Is the thought process here to pretend such people do not exist? I don't grok.
"Flat earther" is an accurate representation of their beliefs; it doesn't say whether those beliefs reflect reality or not. "Sex realist", however, implies that this Colin person's beliefs correspond to reality, while his opponent's beliefs do not. Imagine if flat earthers started going around calling themselves "geological realists" -- anyone who then used that term would pretty clearly identify themselves as aligne…
Ah yes, "realist" is loaded but "denier" is neutral.
So can we neutrally consider TRAs to be "biological denialists"?
Re: I fought the PayPal and I won
#194I haven't been using PayPal since more than 5 years. For quick transfers I can use Revolut. For buying something I can use card. For easy payment integration with Web apps there are countless tools. So I am wondering what use cases PayPal still serves, use cases which aren't already better covered by better means. Why pay heavy commissions to PayPal?
Some companies like BandCamp mandate PayPal. This is incredibly annoying and unhelpful, but there's no other option.
I use a VISA CC on bandcamp (US) and pretty sure I've bought from there well before I had a PayPal account.
Re: I fought the PayPal and I won
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People probably don't like it being called a mental illness.
It's not a good idea to generalize a whole group of people when that only applies to a very small percentage, while the rest make the decision because they've been led to believe they should feel that way by no fault of their own.
Re: I fought the PayPal and I won
#196Earlier quoted context omitted.
Transferring money out is far lower risk than unauthorised account access. If they transfer money out and it turns out it was fraud they can easily compensate the original account holder by putting the money back in their account and there's little harm done, especially if the sums are small. If they give unauthorised account access then there's far greater harm including risk they'll get penalised by regulators over…
The point is that requiring cvv for a login is stupid, not that the risk levels are different. Does it become acceptable to require the blood of my first-born because the risk levels are different? Of course not. They're not even allowed to store that in the US (PCI-DSS), so the other poster must not be in the US.
Your GP had "it meant they were sufficiently convinced about my identity to let me transfer money out, but not enough to let me login in. Insane", and your parent is explaining why that's a non-insane thing.
Re: I fought the PayPal and I won
#197Earlier quoted context omitted.
That's BS. Had a seller screwing me over who "sold" me a VR headset. He gave me a UPS tracking number which belonged to a package that was delivered to another city, another person, was part 1 of a 3 package delivery and weighted 28kg, pretty heavy weight headset. The only match was the zip code everything else had nothing to do with me. So I complained to Paypal, gave them all the data that showed that the tracking…
Aside: Where do you live that has a postal service where zip codes match in different cities? Sounds like someone misunderstood the point of a postal [zip] code. Or, did I misunderstand?
It's more one of the villages surrounding a small town. They all share the same zip code but are 10km apart.
We have even cities that share a zip code but are in different federal states.
Re: I fought the PayPal and I won
#198> Arbitration — by design — happens behind closed doors in boring confidential proceedings. So the only information we get comes to us piecemeal, but it indicates consumers and workers win between 1% to 6% of the time.
> Notably, neither Square nor Stripe offer to cover arbitration costs, and Stripe even requires the loser of the dispute to pay the winner’s entire legal expenses
I am glad the author got it sorted, but it appears that if this was a material dispute with money at stake for PayPal, the game is stacked against you so much, you might as well be a medieval surf teying to get justice against the Lord that has wronged him.
Re: I fought the PayPal and I won
#199Earlier quoted context omitted.
> 1 hour later I received an email from PayPal that I am permanently banned as I am trading with a business account of which the company no longer exists I hate that I have to do this and to be viewed as defending a vile organization like PayPal but this specific incident here could be the result of another department/silo (compliance/anti-fraud?) within the corporation issuing an immediate ban for your account to av…
Yes in general But in this case they knew it was a special case and should have informed the other parts of PayPal so this would not happen. So this is not a good defense
I am not defending them at all, their total disregard for their customers, and lack of courtesy make them in my book one of the most awful companies to work with or patronize, but usually organizations of this gigantic scale are compartmentalized, and work in silos, and thus you have to figure it out yourself, or through an insider, how to navigate the bureaucratic maze, and accomplish the task at hand and not be disheartened with the initial frustrating response that you might get from the first line of contact with them.
Re: I fought the PayPal and I won
#200Business take: Companies that scaled up quickly in earlier days of the internet tend to treat their customers like trash. Today, as they reach the limits of their growth (hard to grow when nearly every person on the planet has had an account with you or has one with a competitor), they will find that poor customer service comes back to bite them. Everyone will remember the time PayPal closed their account without war…
> Companies that scaled up quickly in earlier days of the internet tend to treat their customers like trash.
Well, it is just much cheaper to optimize for the 90% Case (Everything works just fine, nothing unusual is happening) than aiming for covering 100% of cases. Ofc this is more of a general business rule imho than just startups(=scaling fast), but when you grow fast, you also need to prioritize much more.
But in the more general sense it seems to me, that this is also the reason that government spending is quite a bit higher than if a company would do the same, because governments should be (and mostly are) aiming for 100% and not the most convenient subgroup of the population.