Hacker News Board Hacker News, browsed like a classic message board
Live data from Hacker News

I fought the PayPal and I won

jessesingal.substack.com

Post reply on HN
Print view View original

161–170 of 349 posts

Re: I fought the PayPal and I won

#161

Post by baidifnaoxi »

ITT: people that think PayPal was acting alone as a “private” company.

I’m under the firm belief that this is just our federal government pushing a censorship and “misinformation” policy that is unconstitutional, but using pressure on private companies to accomplish said policies.

Twitter docs leaked: https://theintercept.com/2022/10/31/social-media-disinformat...

PayPal: https://www.techdirt.com/2010/12/07/visa-mastercard-kkk-is-a... (yes source is questionable , but actual events did occur

Re: I fought the PayPal and I won

#162

Post by criddell »

throw_m239339 wrote: post #131
samstave wrote: post #121

Earlier quoted context omitted.

They are not a "weird" company -- they are a piece-of-shit company

Exactly, they have a monopoly and abuse it in the worst possible way. I'm glad someone sued them and won, his politics don't matter to me.

What do they have a monopoly in? I've only used them as a consumer to pay for things and they are usually one of several options I have.

Re: I fought the PayPal and I won

#163

Post by gadders »

Maursault wrote: post #22

> While PayPal is technically a private company that can work with basically whoever it wants for whatever reason, its centralized role as an online payment processor makes this a weirdly potent free speech fight. > He did share correspondence with me where prominent free speech attorneys told him, in an apparent contradiction to my claims, that he had no viable legal recourse to getting his account reinstated. Thoug…

Another scorching hot take. By this logic, Rosa Parks should have started her own bus company.

Re: I fought the PayPal and I won

#164

Post by The_SamminAter »

mihaaly wrote: post #92
rippercushions wrote: post #53

Earlier quoted context omitted.

I lost access to a PayPal account I had used for years, because one day they decided they needed to know the CVV of a long-expired credit card, and refused to let me log in without it. Surprisingly, customer support was very helpful and let me transfer out the (minimal) balance in the account to another, completely unconnected PayPal business account I happened to have. Which is even more disconcerting, because it me…

I closed my account when they discovered suspicious activity in my account, at least claimed so but apart from locking me out until I prove I am me with photo ID copy and independent sources about my address (bank statement, utility bill, ...), basically collecting more data on me, they did not make any steps tracking down this suspicious activity, not even explaining what it was, they did not report it to the author…

Same here, someone tried to transfer money to me and PayPal decided that they didn’t like that, and that they wanted my ID. Then, they wouldn’t let me close my account, and when I finally provided some sort of ID they claimed that my name is wrong and as such can’t do anything until I provide more ID with an account name change request. All of which apparently makes the account impossible to close. Or so I presume, having talked with support four separate times, receiving completely different reasons/answers, and then finally saying that they’ll force-close my account, which they never did.

Now when I do absolutely need to use PayPal, I use my card on a friend’s account (with their permission).

Re: I fought the PayPal and I won

#165

Post by jeromegv »

tluyben2 wrote: post #56
rippercushions wrote: post #53

Earlier quoted context omitted.

I lost access to a PayPal account I had used for years, because one day they decided they needed to know the CVV of a long-expired credit card, and refused to let me log in without it. Surprisingly, customer support was very helpful and let me transfer out the (minimal) balance in the account to another, completely unconnected PayPal business account I happened to have. Which is even more disconcerting, because it me…

Maybe for your account they registered the wrong number as well? I could’ve gone on using it if I hadn’t told them. But in NL this is an issue (hence I tried so hard); bank accounts to companies need to be closed asap when the company gets closed and you definitely cannot pay or receive money with them as that will anger the tax office.

But PayPal is not a bank or registered as a bank, so would that matter?

Re: I fought the PayPal and I won

#166

Post by whoooooo123 »

hvdijk wrote: post #128
googlryas wrote: post #88

Earlier quoted context omitted.

As someone who doesn't follow any of this, having just heard of "sex realism", do trans people generally think they are a different biological sex than what their DNA and gene expression shows? I thought trans was about changing gender, not changing sex.

> I thought trans was about changing gender, not changing sex. Mostly true, but it's confusing. Historically, sex and gender have been used interchangeably. That is slowly changing. There are a lot of places that refer to "sex" where "biological sex", as you put it, is not what is meant. See e.g. how trans people can still get their "sex" updated on documents that refer to sex and not gender, and how many places desc…

> Historically, sex and gender have been used interchangeably.

This really isn't true. "Sex" was the only word anyone used for most of history; the idea that there's a distinction between "sex" and "gender" was invented by the sexologist John Money in 1955.

https://en.wikipedia.org/wiki/Gender#History_of_the_concept

"Gender" was originally a term from linguistics that had nothing to do with biological sex.

Re: I fought the PayPal and I won

#167

Post by Tijdreiziger »

jeromegv wrote: post #165
tluyben2 wrote: post #56

Earlier quoted context omitted.

Maybe for your account they registered the wrong number as well? I could’ve gone on using it if I hadn’t told them. But in NL this is an issue (hence I tried so hard); bank accounts to companies need to be closed asap when the company gets closed and you definitely cannot pay or receive money with them as that will anger the tax office.

But PayPal is not a bank or registered as a bank, so would that matter?

They certainly are. From their NL terms and conditions [1]:

> Who provides the Service?

> The Service is provided by PayPal (Europe) S.à r.l.et Cie, S.C.A. (R.C.S. Luxembourg B 118 349) (“PayPal”) to registered users in the European Economic Area. For details on how to reach PayPal, please refer to this page on Customer Service, or in an emergency, see “What to do” below.

> PayPal is duly licensed in Luxembourg as a bank (or “credit institution” in legal terms). We are under the prudential supervision of the Luxembourg financial regulatory authority, the Commission de Surveillance du Secteur Financier or CSSF. The CSSF maintains a register of the organisations that it regulates at https://supervisedentities.apps.cssf.lu/index.html?language=.... PayPal is number B00000351 on the register, but you can also look us up on the register by our name.

[1] https://www.paypal.com/nl/webapps/mpp/ua/servicedescription-...

Re: I fought the PayPal and I won

#168

Post by gadders »

michaelt wrote: post #133
eesmith wrote: post #31

Earlier quoted context omitted.

> If private companies own every method of articulating your views, They aren't. We're nowhere even close. To the point where I can't even envision how that could happen. Perhaps in some sort of fantasy libertarian future where everything has been privatized, including the streets and sidewalks. But that's certainly not anything like now.

If you want to envisage such a future for a dystopian novel or something like that, just imagine this wild fantasy: 1. Imagine a world where all the major online spaces - twitter, reddit, facebook, tumblr, HN, tiktok, instagram, youtube, twitch, slack, and discord and so on are privately owned. As are skype, zoom and google meet. Imagine a world where you can't even send e-mails if private companies don't like your '…

And let's not forget that the government are influencing which items get suppressed by the social media companies: https://theintercept.com/2022/10/31/social-media-disinformat...

Re: I fought the PayPal and I won

#169

Post by Spooky23 »

stevesimmons wrote: post #115
dazc wrote: post #60

Earlier quoted context omitted.

The Financial Ombudsman Service is one of the few UK organizations that is anyway effective. If only all other regulatory authorities were half as good? One problem I have found with some UK eCommerce sites though is that their payment gateways are often broken with Brave/Chrome and the paypal payment option is an easy way of bypassing this issue.

The FOS seems effective to consumers because it levies a £750 charge to the financial institution for each case it investigates. It is often cheaper to do whatever the customer wants, whether or not the complaint is justified. The financial institutions at the receiving end of FOS decisions don't necessarily regard it as effective. Claims management companies, for instance, can flood banks with very many dubious clai…

My state (New York) has a similar regulatory feature. I had an issue with bees inside of the utility pole that feeds my home. Issue: the pole is owned by the telephone company. So power people tell me to call the phone company, and the phone company tells me to get a landline before they will talk to me.

So I called the public utility commission, which apparently starts fining both parties within 48 hours of the complaint, which I submitted on Sunday. Monday morning arrives, and there is a comical gathering of trucks with crews frantically working to replace the pole (which is a fascinating process).

The foreman told me that the government is essentially level 3 support, and had I worked through the company, he probably would have inspected it over a few months before any work would have started, and only if I was persistent.

The key lesson is that large companies only perceive pain. PayPal lives in a big loophole, so it’s difficult to inflict pain on them and thus difficult to ever be satisfied with them.

Re: I fought the PayPal and I won

#170

Post by [deleted] »

mschuster91 wrote: post #116
hairybobbins wrote: post #89

Earlier quoted context omitted.

'TERFs' are just feminists who want to retain female-only spaces. This is not a viewpoint that's even remotely comparable to Nazism, whose adherents are a distinct group with a set of beliefs that are inherently contradictory to feminism.

The venn diagram intersection between Nazis and TERFs is shockingly high. Just look at who is constantly pushing anti-Trans narratives - it's Evangelicals and the wider GQP. Only a very negligible part of the tankie Left is also pushing that kind of crap.

[deleted]
Post reply on HN