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Why we ditched PayPal for Stripe

gc-taylor.com

91–100 of 120 posts

Re: Why we ditched PayPal for Stripe

#91
post #88

Both WePay and Stripe are US only. https://www.wepay.com/Does-WePay-allow-international-non-US-... https://stripe.com/help/faq So for now, I am stuck with Paypal.

I'm starting to think though, that it's a good opportunity for others in other countries. Stripe, Twilio, Google Voice, probably a bunch of others.

Re: Why we ditched PayPal for Stripe

#94
So how exactly do you replace Adaptive Payments with Stripe?

I'm probably missing out on something here.. I know that flaming PayPal is popular nowadays but I can't find an alternative with both Authentication and Adaptive Payments (which our app is completely based on)

Re: Why we ditched PayPal for Stripe

#95
post #80

Earlier quoted context omitted.

If only Stripe were available in other jurisdictions. Stripe, please come to Australia!

Doubleplusupvote on this one. Although I'm wondering if I can still use it if incorporated in the US.

No you can't unfortunately, you must have a US bank account :( I tried that already

Re: Why we ditched PayPal for Stripe

#96
post #93

US only. The only reason I hate living in Australia.

Or the UK. Bane of my existence.

We should setup a payments service that works everywhere, except the US. Revenge ... kidding. Although given how dodgy the PayPal APIs are and that future economic growth is likely to be based outside the US, it might be a very viable business.

Re: Why we ditched PayPal for Stripe

#97
Redirects are a good idea. Redirects mean that you don't have to juggle legally sensitive credit card data yourself, and your customers see a browser indication that they are talking to the genuine Paypal (or whomever).

Paypal sucks, blocks your account and keeps your money on the least excuse, and is a bureaucratic hell, those are good reasons to not use them. Redirects aren't, IMO.

Re: Why we ditched PayPal for Stripe

#98
post #80

The post is spot on. My initial attraction to Stripe was because of a reason mentioned in the post: not wanting to redirect or otherwise interrupt the normal order process of my site with another company's (branded) checkout form just to handle credit card payments. The other reason for initial attraction was of course their elegant API, which was very refreshing to see after having dealt with Intuit's QBMS API ( shu…

If only Stripe were available in other jurisdictions. Stripe, please come to Australia!

I hear it's something that they're working on.

You can sign up at https://stripe.com/global to be notified when they do come to your country. I bet that also gives them a priority list.

Re: Why we ditched PayPal for Stripe

#99

Redirects are a good idea. Redirects mean that you don't have to juggle legally sensitive credit card data yourself, and your customers see a browser indication that they are talking to the genuine Paypal (or whomever). Paypal sucks, blocks your account and keeps your money on the least excuse, and is a bureaucratic hell, those are good reasons to not use them. Redirects aren't, IMO.

You don't need to choose between safety and no redirects. One of the major points of the article is that you can not touch the credit card data yourself, AND still get a 100% uninterrupted payment experience for the user.

Again, it's still early, but we are seeing better conversion rates so far. The PayPal redirect gave some of our less technical users fits.

Re: Why we ditched PayPal for Stripe

#100

Earlier quoted context omitted.

But doesn't that API require you to submit the card number to them from your server and hence makes you have to do a ton of PCI compliance work?

Require? No. Unless you do more than 20k CC transactions/year, OR store CC numbers directly on your server, no one is going to require much of anything from you except one of those fake website scans.

Right, there's always the option to just ignore PCI and live with the possibility of being fined if something goes wrong. But you're right, that's not always a big risk.
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