Earlier quoted context omitted.
A bicycle accident bill can be over 100k USD without any surgery or being admitted overnight. Having a stroke can be 500-600k which might cause another upon seeing the bill.
The US healthcare system is all kinds of messed up, but this sounds like FUD territory. I was hospitalized for 12 days earlier this year for what ended up being a heart issue. Not as "exciting" as a stroke perhaps but I'd have ended up very dead without modern medicine. The total bill sent to insurance was $85k and I ended up having to pay $5k.
Still outrageous. In Spain you pay 300 euro a month and in Lithuania it’s like 50 per month. So what you paid buys years of insurance on its own.