Earlier quoted context omitted.
Not really true. My house is built into the side of a hill. We just bulldozed and dug and put good drainage around the foundation, inside and out. Pretty even temperature year-round. The floors are never, ever cold. HVAC costs around $90/month and it gets from -30 to 104 around here. Never had one tiny ounce of water problems, not in 30 years.
I'm curious if you were involved with the construction/original owner. Do you know how many layers of moisture protection were added?
There was tar put around all parts of the cement walls underground. Then gravel and sand, then dirt.
Drainage was put around the base outside the wall, and underneath the floor. It ran out the front of the hill, 10 yards from the house. It's never significantly flowed.
There's a 4" structural foam (the blue stuff) pad under the poured cement floor, nominally to insulate the floor but some moisture protection too I imagine.
Under that, sand then gravel, a couple feet worth total.
That's what I remember.