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Equifax used records it collects from companies to fire employees with 2nd jobs

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Re: Equifax used records it collects from companies to fire employees with 2nd jobs

#252
post #165
post #95

Earlier quoted context omitted.

As someone who went to public school and is doing just fine, I am wondering why that's not the solution.

My impression (from across the pond) is that the quality of public schools can vary quite a bit, because they're funded by local property taxes, which means schools in rich neighbourhoods have better funding than those in poor neighbourhoods. And I have no idea how much freedom Americans have to choose which public school to send their kids to. By comparison, all Dutch schools receive the same funding, whether public…

> My impression (from across the pond) is that the quality of public schools can vary quite a bit, because they're funded by local property taxes

Sort of.

Per Wikipedia:

The largest source of funding for elementary and secondary education comes from state government aid, followed by local contributions (primarily property taxes)

As a side note, my city passed a $70 million dollar bond to build a new elementary and middle school. The school is currently ranked in the bottom 5% in the state.

Also:

Schools in the United States spend an average of $16,993 per pupil, which is the 7th-highest amount per pupil (after adjusting to local currency values) among the 37 other developed nations in the Organisation for Economic Co-operation and Development (OECD)

$3,000 seems like a bargain by comparison.

Re: Equifax used records it collects from companies to fire employees with 2nd jobs

#253

Earlier quoted context omitted.

Technically yes, but depending on your location your public school system may be chronically under-funded, to the point where sending your kid to a public school would put them at a big disadvantage in high school or college (and so then for the rest of their life). Yes, you could move, but as it turns out properties are more expensive in good school districts.

You could live in a shitty apartment in a good school district, if you are really determined to sacrifice and give a good education to your kids. 100% of the immigrants do that

Those districts are very likely to have housing markets that include precious few "shitty apartments" and zoning that makes it impossible to build more of them. That's a fundamental fact of modern America.

Re: Equifax used records it collects from companies to fire employees with 2nd jobs

#254
post #250

On the one hand I get where Equifax is coming from. I’ve had coworkers before with multiple full-time jobs and only a very few can pull it off without it seriously impacting their expected productivity. The answer to this in that specific case is firing I think because it’s just dishonest. Not only are you not putting in the time, you’re also not making an equivalent business impact. The general answer is that people…

> The general answer is that people are doing this because they feel undervalued. Merely feeling undervalued isn't enough to induce most people to work two full-time jobs. That's a brutal time commitment even for someone who isn't working very hard at either. People usually do that because neither job pays well enough on its own.

I mean, speak for yourself :D I guess I could take the same medicine.

Re: Equifax used records it collects from companies to fire employees with 2nd jobs

#255
post #33

Earlier quoted context omitted.

> I once missed a $10 payment on my credit card and lost 100 points on my credit score. I swear on my life. Is it an option to not use CC in your life? I don't but I understand people in the city may have a different experience.

Rental car companies will sometimes not rent to you unless you use a credit card specifically (not a debit card).

While at my doctor's office yesterday, I noticed a sign stating all new patients are required to give a credit card number and have it kept on file. I have done this for years because it was convenient for me, but I don't think it should be required.

Re: Equifax used records it collects from companies to fire employees with 2nd jobs

#256
post #241

Earlier quoted context omitted.

How's that different than taxes you pay as a contractor?

Well, as a contractor I pay one third of the taxes I would pay as an employee, so much less waste.

You're still an employee, the only difference is whether you're "employed" by yourself or your.. actual employer.

Re: Equifax used records it collects from companies to fire employees with 2nd jobs

#257
post #250

On the one hand I get where Equifax is coming from. I’ve had coworkers before with multiple full-time jobs and only a very few can pull it off without it seriously impacting their expected productivity. The answer to this in that specific case is firing I think because it’s just dishonest. Not only are you not putting in the time, you’re also not making an equivalent business impact. The general answer is that people…

> The general answer is that people are doing this because they feel undervalued. Merely feeling undervalued isn't enough to induce most people to work two full-time jobs. That's a brutal time commitment even for someone who isn't working very hard at either. People usually do that because neither job pays well enough on its own.

Depends on the job. There’s a growing trend of people getting remote jobs then just hanging out in Slack/Zoom (camera off, never talking) collecting a check til they get fired.

In some cases they’ll outsource some work overseas.

Re: Equifax used records it collects from companies to fire employees with 2nd jobs

#259
post #107

I have three children. It is literally impossible for me to survive on any salary companies are willing to pay. I work multiple jobs. Idk the solution. It costs me $3,000 a month just for school. That’s a second mortgage. Either they increase pay 50%. Which they don’t want to do. Or I work three jobs. If they don’t like it, pay more. I actually don’t even have a choice, it isn’t even an option. School must get paid f…

Do you have a spouse? You might be worried about public school quality, but at some point it would be cheaper to just have the spouse stay at home and home school.

Not to pick on you but that attitude infuriates me and belittles teachers.

You seem to imply that “anyone” can be an effective teacher. That’s simply not true. Plus many children react much better to people outside the house. I was definitely that way. And my wife has many amazing qualities but she would make a horrendous teacher.

Re: Equifax used records it collects from companies to fire employees with 2nd jobs

#260
post #172

Earlier quoted context omitted.

I'm a product of one of the shittiest public schools in my state. While I attended, they were forced by the state to convert to an "international baccalaureate" school because the alternative was closing. I say that because yet, among my peers from that school, I count engineers, astrophysicists, doctors, IT workers, psychologists, pilots, and more. So I would vigorously argue against the idea that students who atten…

If school funding has no advantage on life performance then we need to drastically cut all funding and just save the money. That seems so unlikely to be true I can't be bothered reading the rest of your comment. A single example of a school spending program that has positive results would collapse your argument.

You’re setting up a false dichotomy. There’s no one input that’s responsible for 80% of a successful education.

School funding is obviously dominantly important up to a point (they need books, rooms, teachers, etc.).

Past that point, marginally more engaged and educated parents are worth much more than a marginal $X of funding per student per year.

I went through a public school with a tri-modal distribution (that almost perfectly mirrored our county’s tri-modal income distribution). A handful of people dropped out functionally illiterate, most people came out “just fine” and went to a local community college or state school, and a handful of people went to top tier universities paid for by pell grants, scholarships and PLUS loans.

The main variable correlated to which modality you fell into was a combination of the socioeconomic status of your parents, and how engaged they were in your education (i.e. not going through a divorce, not rich but working 100 hours per week, etc.).

A passionate teacher or extracurricular sponsor (drama teacher, athletics coach) might have temporarily filled-in for or amplified this normally parental role for a year or two with a similar effect, but only for a couple students at a time. They would usually target their efforts on kids on the cusp of a modality (failing but with a lot of potential shown elsewhere, or very smart but from a troubled home).

There’s a study on kids that just barely missed the cutoff to get into the #1 public school in NYC. Their post-HS outcomes were indistinguishable from those on the symmetrical other side of the divide. On either side of the divide, you had parents encouraging and pushing their kids just as hard. Interpret from that what you will.

Basically, the world isn’t black and white. It’s damned complicated. Public school is complicated. Anybody who claims a simple solution, especially tied to funding or teachers, deserves suspicion IMO.

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