Earlier quoted context omitted.
Yet another example of when you have money, normal rules no longer apply to you.
There is criminal and there is civil. Just because something is illegal (speeding, jay walk-ing) doesn’t mean I’m some sort of psychopath for ignoring those laws - I make a calculation about how likely it is I’ll be caught vs. time saved. Similarly a business looks at a penalty and makes a judgement. This isn’t some insane immoral concept.
Okay, but everything you said after that has nothing to do with that statement.
You choosing to break laws has nothing to do with criminal vs civil. It has everything to do with where your moral compass points. You choose to break rules because you've decided to do that based on whatever moral integerity you do/don't have.