Hacker News Board Hacker News, browsed like a classic message board
Live data from Hacker News

Crazy Thin ‘Deep Insert’ ATM Skimmers

krebsonsecurity.com

Post reply on HN
Print view View original

301–310 of 484 posts

Re: Crazy Thin ‘Deep Insert’ ATM Skimmers

#301

Post by seanmcdirmid »

giantg2 wrote: post #81
hammock wrote: post #59

Earlier quoted context omitted.

With just about everything either chip or tap now, is there any danger in just scratching out the mag stripe of my cards?

The small number of places with older swipe only terminals. Or when the chip isn't working (Lowes has a stripe reader on the register if the main terminal isn't working; mainly used for gift cards though). And finally, an alert employee might not accept a damaged card.

Also, when you use self check in terminals at the airport, if you use your credit card for ID, it only works via swipe.

Re: Crazy Thin ‘Deep Insert’ ATM Skimmers

#302

Post by jhugo »

Mountain_Skies wrote: post #154
roguesherlock wrote: post #125

Do people not get any messages when they make any transactions? In my county you literally get messages for every transaction. And you also have to add in otp for every transaction online.

That's opt-in but I think every credit card company in the US offers to alert you by SMS or app notification when a transaction has been made. I have that setup for my cards but it is annoying each month when the internet bill hits my card because they do their processing at 3am.

Most of the banks I've dealt with in Europe deliver them as push notifications, and I just tell my phone to summarise them and deliver them silently. So whenever I check my phone anyway, I see that there's been some transaction, but they'll never interrupt me.

Re: Crazy Thin ‘Deep Insert’ ATM Skimmers

#303

Post by jhugo »

woodruffw wrote: post #40

I can't help but smile when I see these skimmers. It's amazing how advanced they are! I would love it if my bank would let me use my virtual debit card with a contactless flow to withdraw cash. I'd imagine that's much harder to replay or otherwise manipulate. I've seen some ATMs (mostly Chase?) with the contactless symbol on them, but I've never been able to get them to work.

ATMs with contactless are pretty common in Asia, I use them with Apple Pay quite often.

Re: Crazy Thin ‘Deep Insert’ ATM Skimmers

#304

Post by RajT88 »

willhackett wrote: post #119
AnssiH wrote: post #97

Earlier quoted context omitted.

For Mastercard: > The magnetic stripe will start to disappear in 2024 from Mastercard payment cards in regions, such as Europe, where chip cards are already widely used. Banks in the U.S. will no longer be required to issue chip cards with a magnetic stripe, starting in 2027. https://www.mastercard.com/news/perspectives/2021/magnetic-s... I think it has been over a decade since my last magstripe transaction (in a con…

The only time I've used magnetic stripe in the last decade was in the US.

We are a relatively impoverished shithole country, you know. Pretty behind the latest tech in most places.

(Kidding/Not kidding)

Re: Crazy Thin ‘Deep Insert’ ATM Skimmers

#305

Post by theshrike79 »

gtirloni wrote: post #227

> However, there are a great many smaller businesses in the United States that still rely on being able to swipe the customer’s card. Who are these businesses? Seriously, stop issuing cards without chips and send new card readers to theses businesses. End of story. Is it because US businesses use deeply embedded card readers in custom POS machines that aren't modular? Everywhere I go in South America and Europe, busi…

> However, there are a great many smaller businesses in the United States that still rely on being able to swipe the customer’s card.

Over here they just moved the burden of fraudulent transactions to the merchant if they still swiped instead of using the chip.

Shops upgraded their equipment real f'n fast.

Re: Crazy Thin ‘Deep Insert’ ATM Skimmers

#306

Post by AngryData »

bryan0 wrote: post #9

It's crazy how I never carry cash anymore. I can't even think of the last time I used an ATM. I often just leave the house with my phone and buy stuff with apple pay. Also how is magnetic strip still a thing? I thought this was replaced with chip and tap years ago...

Im the exact opposite, I always use cash. The only time I use a card is when im purchasing online. I find it far more convenient and I can pay for and buy things without worrying about peoples card systems being up or skimmers or anything like that.

Re: Crazy Thin ‘Deep Insert’ ATM Skimmers

#307

Post by AngryData »

naet wrote: post #49
kQq9oHeAz6wLLS wrote: post #35

Earlier quoted context omitted.

> Already there are a (small) number of modern restaurants that don't accept cash in my area. Is that even legal?

It must be in my area, and it seems to be legal at the federal level in the USA. "There is no federal statute mandating that a private business, a person, or an organization must accept currency or coins as payment for goods or services. Private businesses are free to develop their own policies on whether to accept cash unless there is a state law that says otherwise." https://www.federalreserve.gov/faqs/currency_127…

That only really applies if you pay before eating. If you eat before paying, that is an outstanding debt, and they have to take cash to settle it.

Re: Crazy Thin ‘Deep Insert’ ATM Skimmers

#308

Post by [deleted] »

TaylorAlexander wrote: post #46

This is why I really like the added security of the new Apple magnetic wallet I got. The wallet holds your cards and attaches to the back of the phone using magnets. While the inside of the wallet is magnetically shielded, I’ve found it’s nearly impossible when actually handling the magnetic wallet not to accidentally pass the card past the outside of the magnetic wallet. I have found that my card no longer works in…

[deleted]

Re: Crazy Thin ‘Deep Insert’ ATM Skimmers

#309

Post by mcpherrinm »

derefr wrote: post #272
garyrichardson wrote: post #269

Earlier quoted context omitted.

You must be in the US -- America is the only place where mag stripe still exists. Everyone else is using tap or chip and pin.

Do you mean that credit cards in other countries don't have magnetic stripes, or just that nobody uses them? Living in Canada, there's basically no instance where we'd swipe our credit cards, but they've still got mag stripes; and when I visit the US, I sometimes have to swipe my card, and it does work to do so.

The card brands are just now beginning the process of phasing out actually putting magstripes on the card. The USA will be a bit later, but over the next few years they’re going to start disappearing from cards.

Re: Crazy Thin ‘Deep Insert’ ATM Skimmers

#310

Post by mepiethree »

gtirloni wrote: post #227

> However, there are a great many smaller businesses in the United States that still rely on being able to swipe the customer’s card. Who are these businesses? Seriously, stop issuing cards without chips and send new card readers to theses businesses. End of story. Is it because US businesses use deeply embedded card readers in custom POS machines that aren't modular? Everywhere I go in South America and Europe, busi…

> Who are these businesses?

Gas stations, parking meters, and ticket dispensers at most train/bus stations. They should replace them but I figure the problem is that they are built in to giant kiosks

Post reply on HN