Always put the other hand over the hand typing in the pin..
Or just type it in wrong, cancel the transction and walk away!
Crazy Thin ‘Deep Insert’ ATM Skimmers
31–40 of 484 posts
Re: Crazy Thin ‘Deep Insert’ ATM Skimmers
#32It's crazy how I never carry cash anymore. I can't even think of the last time I used an ATM. I often just leave the house with my phone and buy stuff with apple pay. Also how is magnetic strip still a thing? I thought this was replaced with chip and tap years ago...
I often just leave the house with my phone and buy stuff with apple pay. I admire your uncomplicated, predictable life. Sometimes I want to buy something from a guy with the ice cream cart at the park. Sometimes I need to tip a valet, a doorman, a hotel maid, or another service worker. Sometimes I want to buy Girl Scout cookies from the girl with the table on the corner. Sometimes I want to buy something from one of…
You'd be surprised how often you can ask "do you have a venmo?" and just tip service workers via the QR code.
Re: Crazy Thin ‘Deep Insert’ ATM Skimmers
#33It's crazy how I never carry cash anymore. I can't even think of the last time I used an ATM. I often just leave the house with my phone and buy stuff with apple pay. Also how is magnetic strip still a thing? I thought this was replaced with chip and tap years ago...
Cash is king. Always tip and buy in cash, tax is always included.
Re: Crazy Thin ‘Deep Insert’ ATM Skimmers
#34I think the magnetic strip needs to go. We hardly use them in Australia to the point where one of our major banks actually has a touch reader on their machine.
Some sort of one-time verification would be great. An SMS or a push notification would go a long way to making this type of scraping harder.
Or eliminate the card altogether - Cardless Cash.
Re: Crazy Thin ‘Deep Insert’ ATM Skimmers
#35It's crazy how I never carry cash anymore. I can't even think of the last time I used an ATM. I often just leave the house with my phone and buy stuff with apple pay. Also how is magnetic strip still a thing? I thought this was replaced with chip and tap years ago...
I love using cash. Sometimes I don't when my local ATM is down (which seems to happen so often...), but when I can it feels much better to me. No digital records, no potential for this type of skimmer or other scam, don't have to give up my ATM pin, no worrying about my phone running out of charge, able to give it away freely to anyone in need without setting up a digital transfer, the old taco truck still only takes…
> Already there are a (small) number of modern restaurants that don't accept cash in my area.
Is that even legal?
Re: Crazy Thin ‘Deep Insert’ ATM Skimmers
#36Earlier quoted context omitted.
I often just leave the house with my phone and buy stuff with apple pay. I admire your uncomplicated, predictable life. Sometimes I want to buy something from a guy with the ice cream cart at the park. Sometimes I need to tip a valet, a doorman, a hotel maid, or another service worker. Sometimes I want to buy Girl Scout cookies from the girl with the table on the corner. Sometimes I want to buy something from one of…
You'd be surprised how often you can ask "do you have a venmo?" and just tip service workers via the QR code.
Half a decade ago in China it was already common for beggars to carry QR codes for this purpose
Re: Crazy Thin ‘Deep Insert’ ATM Skimmers
#37Earlier quoted context omitted.
I love using cash. Sometimes I don't when my local ATM is down (which seems to happen so often...), but when I can it feels much better to me. No digital records, no potential for this type of skimmer or other scam, don't have to give up my ATM pin, no worrying about my phone running out of charge, able to give it away freely to anyone in need without setting up a digital transfer, the old taco truck still only takes…
> Already there are a (small) number of modern restaurants that don't accept cash in my area. Is that even legal?
Yes, if they are pay up front establishments.
Re: Crazy Thin ‘Deep Insert’ ATM Skimmers
#38Is anyone else annoyed that: - We could have had chip & PIN, but for some reason (I'm guessing it's to do with how merchants take the hit for card fraud and VISA + MC think having to punch in a few numbers each sale will lead to fewer sales) - Those tap targets on CC readers sometimes aren't where the antenna is, and you have to rub your card all over the reader to get it to work? - Chip transactions take way longer…
Contactless transactions using your phone are fast, secure and easy. Over time they will replace almost all current usage of chip & pin or magnetic stripe.
No thanks. I like things that work without having to be charged.
Re: Crazy Thin ‘Deep Insert’ ATM Skimmers
#39It's crazy how I never carry cash anymore. I can't even think of the last time I used an ATM. I often just leave the house with my phone and buy stuff with apple pay. Also how is magnetic strip still a thing? I thought this was replaced with chip and tap years ago...
Card reader didn't work on the bus yesterday.
It would have been nice to have a backup.
Re: Crazy Thin ‘Deep Insert’ ATM Skimmers
#40I can't help but smile when I see these skimmers. It's amazing how advanced they are!
I would love it if my bank would let me use my virtual debit card with a contactless flow to withdraw cash. I'd imagine that's much harder to replay or otherwise manipulate. I've seen some ATMs (mostly Chase?) with the contactless symbol on them, but I've never been able to get them to work.