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Crazy Thin ‘Deep Insert’ ATM Skimmers

krebsonsecurity.com

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Re: Crazy Thin ‘Deep Insert’ ATM Skimmers

#21

Post by phinnaeus »

reaperducer wrote: post #16
bryan0 wrote: post #9

It's crazy how I never carry cash anymore. I can't even think of the last time I used an ATM. I often just leave the house with my phone and buy stuff with apple pay. Also how is magnetic strip still a thing? I thought this was replaced with chip and tap years ago...

I often just leave the house with my phone and buy stuff with apple pay. I admire your uncomplicated, predictable life. Sometimes I want to buy something from a guy with the ice cream cart at the park. Sometimes I need to tip a valet, a doorman, a hotel maid, or another service worker. Sometimes I want to buy Girl Scout cookies from the girl with the table on the corner. Sometimes I want to buy something from one of…

I think it's clear the person you're replying to isn't from the US since they seem unaware of how prevalent even magnetic swiping is in the US (or was when I left before the pandemic, when I visited a few months ago it seems interest in contactless has finally started to catch on).

Re: Crazy Thin ‘Deep Insert’ ATM Skimmers

#23

Post by ilaksh »

sp332 wrote: post #6
ilaksh wrote: post #3

ATMs, ATM cards, banks and fiat currency are all obsolescent technologies.

Gift economy and post-scarcity is where it's at.

Not at all what I am suggesting.

The cards are very insecure and primitive and have been replaced by smart phones in most areas.

One core way they are insecure is based on the main concept of the money which fails to utilize cryptography. Any money that uses cryptography to prevent the need for sharing secrets to execute transactions is a cryptocurrency. Any currency that does not use cryptography is obsolete.

Using physical pieces of paper is also ridiculous at this point. The only real utility is to avoid any kind of taxation, and the only reason that is needed by people is because governmental structures are also horrible and obsolescent.

Re: Crazy Thin ‘Deep Insert’ ATM Skimmers

#24

Post by naet »

bryan0 wrote: post #9

It's crazy how I never carry cash anymore. I can't even think of the last time I used an ATM. I often just leave the house with my phone and buy stuff with apple pay. Also how is magnetic strip still a thing? I thought this was replaced with chip and tap years ago...

I love using cash.

Sometimes I don't when my local ATM is down (which seems to happen so often...), but when I can it feels much better to me. No digital records, no potential for this type of skimmer or other scam, don't have to give up my ATM pin, no worrying about my phone running out of charge, able to give it away freely to anyone in need without setting up a digital transfer, the old taco truck still only takes cash, etc.

I will be sad when cash starts to be less accepted. Already there are a (small) number of modern restaurants that don't accept cash in my area.

Re: Crazy Thin ‘Deep Insert’ ATM Skimmers

#25

Post by seanp2k2 »

Is anyone else annoyed that: - We could have had chip & PIN, but for some reason (I'm guessing it's to do with how merchants take the hit for card fraud and VISA + MC think having to punch in a few numbers each sale will lead to fewer sales)

- Those tap targets on CC readers sometimes aren't where the antenna is, and you have to rub your card all over the reader to get it to work?

- Chip transactions take way longer than tap transactions, like 10 seconds? Why?

Re: Crazy Thin ‘Deep Insert’ ATM Skimmers

#26

Post by AnotherGoodName »

bparsons wrote: post #17

At this point, this is simply the negligence of the banks. Most OECD countries switched to chip technology over a decade ago.

It may be worth running a magnet over your cards at this point. I can't think of a time I've used the mag-stripe.

The skimmers here have a passthrough hole for the chip which means the mag-stripe only exists to feed the skimmers. So even this use case that gets skimmed isn't even using the mag-stripe itself!

Fuck it. Where's my magnet.

Re: Crazy Thin ‘Deep Insert’ ATM Skimmers

#27

Post by naet »

ilaksh wrote: post #3

ATMs, ATM cards, banks and fiat currency are all obsolescent technologies.

Curious what you use if you don't use an ATM, ATM card, a bank, or fiat currency?

People like to use this type of rhetoric around crypto and crypto-maximalism, but you absolutely cannot function day to day using purely crypto at this point in time.

Re: Crazy Thin ‘Deep Insert’ ATM Skimmers

#28

Post by Scoundreller »

skunkworker wrote: post #22

I'm still a little surprised I can't easily get chip-only credit cards that have no magnetic strip on the rear, but rather have a backup card that has a strip, and use chip/tap for everything else.

Could always cut out the chip and place it on another recipient card. Nobody looks at the card for chip+pin transactions, but you’ll lose “tap” payment ability.

I suppose you could get an “associate card” and destructively disable the chip and magstripe to accomplish your goal.

Re: Crazy Thin ‘Deep Insert’ ATM Skimmers

#29

Post by mh- »

reaperducer wrote: post #18
mh- wrote: post #11

Earlier quoted context omitted.

Correct. I'm not familiar with the implementation details, but there's a handshake involved in the NFC tap that prevents it from being cloned using a "dumb" skimmer like this.

One of my banks lets you use a QR code from the app. I haven't tried it yet to see how well it works.

yeah, I think BofA has this but I haven't tried it either.

Re: Crazy Thin ‘Deep Insert’ ATM Skimmers

#30

Post by gpt5 »

seanp2k2 wrote: post #25

Is anyone else annoyed that: - We could have had chip & PIN, but for some reason (I'm guessing it's to do with how merchants take the hit for card fraud and VISA + MC think having to punch in a few numbers each sale will lead to fewer sales) - Those tap targets on CC readers sometimes aren't where the antenna is, and you have to rub your card all over the reader to get it to work? - Chip transactions take way longer…

Contactless transactions using your phone are fast, secure and easy. Over time they will replace almost all current usage of chip & pin or magnetic stripe.
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