Bank tells customers to disable updates and not upgrade to iOS 16 • Hacker News Board

Re: Bank tells customers to disable updates and not upgrade to iOS 16

#301

Post by prepend » Sun, Sep 11, 2022, 5:04 AM UTC

jfengel wrote: post #182

prepend wrote: post #143

Earlier quoted context omitted.

Aren’t the royals literally rent seeking by renting out ancestral lands? Seems like a good thing to nationalize and use for better public good.

Most of it is administered by the government and the government manages the profits. It is ultimately His Majesty's government. The royal family gets some of it in their personal coffers, and it's a nontrivial sum, but it wouldn't fix the UK's financial problems all in one swoop to take it. And it would come at a cost of a significant amount of prestige and tourism dollars. It might be a net gain, but most people in…

I watched a documentary that featured a hereditary lord who rented out his lands to hunting, events, tenents and takes about how his family had done this for hundreds of years.

I think it’s not just the literal king, but also all the other remaining royalty.

Perhaps privatization is a better path than nationalization. It just seems quite unjust to have literal hereditary land that cannot be transferred.

Re: Bank tells customers to disable updates and not upgrade to iOS 16

#302

Post by tails4e » Sun, Sep 11, 2022, 9:18 AM UTC

deepspace wrote: post #259

eloisius wrote: post #248

Earlier quoted context omitted.

They use that enormous pile of cash to hire a prestigious consultancy like Accenture to build it for them.

... who then hires the cheapest contractors they can find to do the work. The developers working on the $million sites may very well have far less app development experience than a 2nd year CS student. The CS student is also motivated to make a reasonable effort for good marks; the contractors know they will get paid, regardless of what crap they deliver.

In my former company we had a small software project to write a small driver for remote command execution on an embedded processor. Dealt with many senior managers on the internally outsourced SW side, and after months what we got was terrible. Buggy, inflexible, etc. It eventually came to a head and we had a meeting where the guy actually doing the work was called in. He was fresh out of college, and way over his head. Layers of management meetings, deadlines, pressure, testing by the HW teams, bug reports, etc. Never once did that team get more senior devs in to re architecht (or even architecht in the first place). In the end we dropped what they had and rewrote it in a few days, and we're HW guys.

Re: Bank tells customers to disable updates and not upgrade to iOS 16

#303

Post by exodust » Sun, Sep 11, 2022, 10:06 AM UTC

scarface74 wrote: post #283

exodust wrote: post #265

Earlier quoted context omitted.

Backwards comparability doesn't prevent forward movement. Moving forward is an overused tagline from every meeting ever anyway. If we move along a path does the path behind us crumble into the abyss? I see this as Apple breaking the app. Demanding and nudging users to auto-update the iOS, the consequences being the OS fails to run what it previously could run.

Apple literally removed chunks of the processor that was needed to run 32 bit software to make room for more forward looking features. Backwards compatibility would mean that MacOS should still have support for 32 bit apps? PPC apps? 68K apps? Should they have ported Carbon to 64 bits? Should they have kept support for QuickDraw from the 80s? QuickDraw GX from the 90s?

A smartphone that fails to run a banking app that worked literally "yesterday" is not the same as 32bit deaktop apps no longer working on 64bit systems.

Either way, I expect my PC to be capable of running old software including 32 bit apps. My 64bit Windoze machine does that.

> removed chunks of the processor

Did users petition for the chunks to be removed?

It's not like 32/64 bit applications are equivalent to VHS/DVD, where hardware is obviously different. But even then, I own this DVD/VHS combo player: https://www.lg.com/au/dvd-blu-ray-players/lg-RC689D

Re: Bank tells customers to disable updates and not upgrade to iOS 16

#304

Post by scarface74 » Sun, Sep 11, 2022, 11:50 AM UTC

exodust wrote: post #303

scarface74 wrote: post #283

Earlier quoted context omitted.

Apple literally removed chunks of the processor that was needed to run 32 bit software to make room for more forward looking features. Backwards compatibility would mean that MacOS should still have support for 32 bit apps? PPC apps? 68K apps? Should they have ported Carbon to 64 bits? Should they have kept support for QuickDraw from the 80s? QuickDraw GX from the 90s?

A smartphone that fails to run a banking app that worked literally "yesterday" is not the same as 32bit deaktop apps no longer working on 64bit systems. Either way, I expect my PC to be capable of running old software including 32 bit apps. My 64bit Windoze machine does that. > removed chunks of the processor Did users petition for the chunks to be removed? It's not like 32/64 bit applications are equivalent to VHS/D…

No, users appreciate having better photography because the die space that was used to run 32 bit apps can now be used for other features. They appreciate their memory not being used to hold both 32 bit and 64 bit versions of shared libraries. They appreciate their apps not being purged from memory because of memory being taken up by the 32 bit and 64 bit libraries. They appreciate the better battery life because Apple could add features and reduce the size of the chip.

Your x86 PC that you appreciate being able to run 32 bit apps, also can’t last 20 hours on one charge, the integrated graphics are much slower and it probably sounds like a 747 under load compared to the fanless MacBook Air.

32/64 bit applications are in fact the equivalent of VHS/DVD combo players. Each instruction set is duplicated and shared libraries are duplicated. If you have some 32 bit applications in memory and some 64 bit applications in memory, you have duplicate libraries in memory.

Re: Bank tells customers to disable updates and not upgrade to iOS 16

#305

Post by adolph » Sun, Sep 11, 2022, 7:53 PM UTC

scarface74 wrote: post #284

adolph wrote: post #215

Earlier quoted context omitted.

Out of ignorance I ask: Why aren’t there LTS versions of iOS? As a long time iOS user each year brings a bit of change with improvements just barely better than regression. Under the hood, what changes so much as to consider it a major upgrade with breaking changes? The MS pattern of deep support of legacy API for applications seems too extreme in the other direction. However iOS has long sense reached a point of mat…

There is, once your phone can’t support the latest version of iOS, you are de facto on the LTS version where Apple will provide security patches as needed for years. iOS 12 just got a security patch for the iPhone 5s (circa 2013) last month. How does it benefit consumers, developers, or Apple to support older OS’s on phones that can support the newest version?

If value of new features is less than lost value in regression then a change doesn’t benefit consumers.

For example, I wish that they didn’t support OG SE on 15 since there were goose-egg OS level improvements and giant regression in battery with 15.6.

Re: Bank tells customers to disable updates and not upgrade to iOS 16

#306

Post by onetokeoverthe » Sun, Sep 11, 2022, 9:30 PM UTC

thr0wawayf00 wrote: post #10

This is one of the most exclusive banks in the world, counting the British Royal Family among their notable clients, and they can't even be bothered to keep their mobile app up to date. Pretty much sums up what rich people think about technology: make it sexy and powerful but I don't want to hear about ongoing maintenance costs. According to Wikipedia, new clients needed £500k in disposable funds to set up an account…

No post body was provided.

Re: Bank tells customers to disable updates and not upgrade to iOS 16

#307

Post by paledot » Sun, Sep 11, 2022, 10:07 PM UTC

rco8786 wrote: post #268

thr0wawayf00 wrote: post #264

Earlier quoted context omitted.

Name one bank that's run by a poor person.

Why? That has absolutely zilch to do with this. Banks that are good at IT are also run by rich people, right?

And all unicorns are horses.

Re: Bank tells customers to disable updates and not upgrade to iOS 16

#308

Post by atomicnumber3 » Mon, Sep 12, 2022, 1:54 AM UTC

tmpz22 wrote: post #260

atomicnumber3 wrote: post #245

Earlier quoted context omitted.

I seriously don't understand how websites with TREMENDOUS funding end up so bad. I have literally watched seniors in college, who three years prior did not know how to "int i = 1;", do senior design projects that put out what I'd call "standard bootstrap + rails websites" (which are fine! just specifying how EASY it is nowadays to make websites that don't suck) which are ridiculously superior to even any single page…

> senior design projects that put out what I'd call "standard bootstrap + rails websites" ... which are ridiculously superior to even any single page on most bank's websites. Oh sweet summer child. You have not known the sharp pain of regulatory constraints, split stakeholder constraints, legacy enterprise constraints, COVID constraints. You know not of capacity planning, SOC2, or international banking law. You have…

I've been in the industry nearly a decade and have indeed seen github enterprise repositories so large that github tells us we need to either split into smaller monorepos or stop using github enterprise and roll our own e.g. like google etc do.

I've exclusively worked in highly regulated industries - first a registered broker dealer where one of my (less favored) hats I wore was working directly with the SEC and FINRA handling inquiries, and the second being a large fintech company I don't want to be too specific about that dealt with a lot of banking and money movement regulations.

I'd appreciate it if you'd point your condescending prose elsewhere. I stand by my point. There's no reason some of the banking sites I've had to use should be so bad given their funding. If an ungraduated CS student can make their website not break chrome's credit card autocompletion, why can't enormous banks?

Re: Bank tells customers to disable updates and not upgrade to iOS 16

#309

Post by adolph » Mon, Sep 12, 2022, 12:34 PM UTC

adolph wrote: post #305

scarface74 wrote: post #284

Earlier quoted context omitted.

There is, once your phone can’t support the latest version of iOS, you are de facto on the LTS version where Apple will provide security patches as needed for years. iOS 12 just got a security patch for the iPhone 5s (circa 2013) last month. How does it benefit consumers, developers, or Apple to support older OS’s on phones that can support the newest version?

If value of new features is less than lost value in regression then a change doesn’t benefit consumers. For example, I wish that they didn’t support OG SE on 15 since there were goose-egg OS level improvements and giant regression in battery with 15.6.

Case in point: this morning I visited a recipe website and my phone is now hot to the touch.

Re: Bank tells customers to disable updates and not upgrade to iOS 16

#310

Post by exodust » Tue, Sep 13, 2022, 6:12 AM UTC

scarface74 wrote: post #304

exodust wrote: post #303

Earlier quoted context omitted.

A smartphone that fails to run a banking app that worked literally "yesterday" is not the same as 32bit deaktop apps no longer working on 64bit systems. Either way, I expect my PC to be capable of running old software including 32 bit apps. My 64bit Windoze machine does that. > removed chunks of the processor Did users petition for the chunks to be removed? It's not like 32/64 bit applications are equivalent to VHS/D…

No, users appreciate having better photography because the die space that was used to run 32 bit apps can now be used for other features. They appreciate their memory not being used to hold both 32 bit and 64 bit versions of shared libraries. They appreciate their apps not being purged from memory because of memory being taken up by the 32 bit and 64 bit libraries. They appreciate the better battery life because Appl…

Off track now, 32/64 bit is drifting too far from a banking app that works fine on iOS 15 but not iOS 16. Looks like they fixed the app anyway, as the message on the link has changed and is advising people to update app.

I use a desktop machine primarily, no battery issues, no memory issues. Purrs like a kitten under load. I like pushing 3D graphics and having lots of headroom in general. A MacBook Air won't cut it for my purposes.

I suppose rejecting backwards compatibility is better for business: Competition from older software is no longer a problem.

I still use Photoshop CS6 (2012) because it does what I need. My work laptop has latest Photoshop and while some of the new tools are nice, I don't see 10 years worth of innovation. I see a software company's nagging efforts to enforce cloud dependency, hustle users with sneaky price hikes, and even spam the email addresses of licensee seat holders with "trusted partner" junk.