Earlier quoted context omitted.
If someone crashes into your house, do you sue the car or the person?
What if AI is controlling the car? Do you sue the passenger?
Car manufacturers in the future may offer to take on the liability themselves for autopilot mistakes, but that's not yet the deal offered.
At the end of the day, there's no legal magic or loopholes. Somebody is ultimately the operator of the vehicle, even if their hands aren't on the steering wheel.