Live data from Hacker News

TIFU by using Stripe as a payment processor for my small business

old.reddit.com

261–270 of 461 posts

Re: TIFU by using Stripe as a payment processor for my small business

#261

It's called placing a reserve on the account and it is something any payment processor will do to a merchant account.

Sure, and OP understands that. But, there’s apparently no effective resolution process, especially one involving a human. What would you suggest the OP do to resolve their issue?

[deleted]

Re: TIFU by using Stripe as a payment processor for my small business

#262
post #96

You either die a promising startup, or live long enough to see yourself become just another Paypal.

One thing stripe still has going for it is that it has a great user experience, both for businesses and developers. PayPal can't say that

I have used Paypal almost daily as a user for more than a decade and it's never failed for me either.

Stripe originally was great because they had a simple API, developer-oriented focus, and IIRC cheaper than Paypal. And I bet better customer service because they were smaller.

Nowadays it's not cheaper, the customer service isn't any better, and my snarky comment isn't too far off from reality.

Re: TIFU by using Stripe as a payment processor for my small business

#263
post #95

Quoted post unavailable.

What relevance does any of that have when OP has supporting documents for this specific transaction, which is the only transaction Stripe has issue with and the only issue that OP is trying to resolve?

Having watched a lot of these stories go down one thread in many of them is Stripe was required by some combination of regulators/banks to freeze funds of someone who has been selling cannabis, and because of privacy cannot openly say that such is the case.

The person proceeds to escalate and escalate through every customer service option (including Reddit, HN) not necessarily because they’re not getting a response, but because it’s not the response they want.

I don’t know if that’s true here, but I’ve seen it happen internally with YC companies many times.

Re: TIFU by using Stripe as a payment processor for my small business

#264

Earlier quoted context omitted.

In this specific case, the OP claims that the call and chat options are greyed out, leaving only e-mail and social media. E-mail, they claim, is bot responses only. While I understand you can't comment on the specifics of this case, can you speak generally about whether or not disabling the phone/chat support buttons is a part of some standard process?

Speaking generally, chat and phone support are designed to provide immediate round-the-clock service to a wide range of issues but not literally every type of issue that a financial institution has to be able to deal with. Sometimes, a financial institution might only be able, due to staffing or other considerations, to deal with you asynchronously in writing, perhaps from e.g. a group of professionals who are not as…

This is a roundabout non-answer that doesn't explain why chat and phone support were/are greyed out.

Are you just trying to say "we're so short staffed, there's no one to answer your messages, let alone your calls?"

Re: TIFU by using Stripe as a payment processor for my small business

#265
post #51

Earlier quoted context omitted.

According to the reddit thread, when your account is locked, the ‘Chat’ and ‘Give me a call’ options get grayed out.

But is that, you know, true? The HN front page gives a stunning amount of credulity to unverified stories from random people on social media.

I do not know. I only state what the original author posted.

Maybe someone is willing to create a Stripe account and trigger a block to test it.

Edit: another thread 3 years ago mentions the same: “I tried to contact support by chat or phone, but it seems that when they suspend an acct, they block your ability to contact support by any method except by email...” [0]

[0]: https://news.ycombinator.com/item?id=21031665

Re: TIFU by using Stripe as a payment processor for my small business

#266
I wrote an article on this last year and submitted it here and got down voted into the lower levels of Hacker News hell. Later, of course, someone else has a similar experience with Stripe, and now everybody is all about it. It gets a frustrating trying to talk to tech people sometimes. I never know if they are going to be a shill mafia or actually consider the evidence.

Re: TIFU by using Stripe as a payment processor for my small business

#267

(I work for Stripe, and since many of my colleagues are currently sleeping, taking the liberty of saying this on their behalf.) We are looking into things. As someone who ran businesses for a long time myself, it would be very alarming to me if customers felt they were being ignored while repeatedly talking to people who work for us. If that ever happens, please bring in literally anyone at Stripe, inclusive of other…

Corporate process improvement is not an excuse for treating people badly. An individual human who treats people badly is not allowed to say "well I deal with a lot of people and I need algorithms and sometimes my algorithms don't work so I'm doing my best to improve them". Corporations should not get a pass because they need cheap processes that "scale" to maintain their profit margins. This is the perpetual moral ha…

[flagged]

Re: TIFU by using Stripe as a payment processor for my small business

#270

(I work for Stripe, and since many of my colleagues are currently sleeping, taking the liberty of saying this on their behalf.) We are looking into things. As someone who ran businesses for a long time myself, it would be very alarming to me if customers felt they were being ignored while repeatedly talking to people who work for us. If that ever happens, please bring in literally anyone at Stripe, inclusive of other…

Don't worry. I made your correspondence public concerning my account from last year so people can see how you handle complaints.
Post reply on HN