I found locally a bonus for summer: a significant thermal delta with no more (so far) than 15-16℃ (27-29℉) at night/early morning and a bit too much (25-30℃/45-54℉) in the hottest summer late afternoon, witch happen to be very good for running aircon on P.V.
The area is not that "far from civility", recently fibered with 2Gbps/800Mbps connections, few local services, few relatively near other services etc. Drought is already and seems to be more and more an issue, not much for humans here but surely for agriculture. Fire risk is significant BUT not exactly where I built my new home (simply because trees are there en mass but distant enough), being new (5 years) is well insulated, with almost any contemporary tech for heating/cooling and hot water. Not enough personal drinking water saved at home but... Essentially while not exactly chosen for climate change I choose to build new because I smell a bad future with not-that-stable-anymore services (electricity, water etc) and social unrest while still being in a normal life mode, not hermiting in some isolated place like certain preppers dream.
I do not design anything "for doomsday scenarios", no "anti-atomic bunkers", hurricane-proof concrete walls over a seismically isolated base, gun-loaded turrets etc. Just a modern home in a hopefully good enough place near enough many urbanized land but still a bit far to be relatively in peace and nature. If all goes well I'm still in a wonderful place, if all goes wrong I'm still in a good enough middle-ground.
In my views cities are modern jails under development since most, at least in EU, being formed of tall and dense buildings can't simply evolve, much people live there and so eat, but no food is or can be produced there, much dependencies on city-wide infra can't be backed up or avoided, very few can surveil and stop many more people (while it's the opposite in the countryside).
UNFORTUNATELY energy relative autarchy is essentially not feasible (yes I can waste much money in battery storage, but it's a nonsense given the expected battery lifespan, so I choose a small battery backup enough to pass 24h on battery for just essential loads, no heating/cooling) nor food relative autarchy since I can't produce enough food for myself even if I decide to became a farmer.
However consider a thing: when around you homes goes dark and you have electricity, when people starve and you have food you are still not ok, if things goes really bad we are a civility, we can't survive alone. The Clausewitzian "best you can" is just a way to soften a hard landing if that happen without ruining your life waiting for it.