Earlier quoted context omitted.
You can assure that you don’t drive drunk. You can’t assure your bus driver didn’t pop a few pills before they came on shift.
You also can't be sure a random guy is not going to come from a side street on a red light at 90mph and T-bone you because he was answering a whatsapp and didn't notice the lights. I ride a motorbike. As part of training I was repeatedly told to wear protection not because of my riding skills, but because of everyone else's lack of skills.
Another example: On the highway I get myself into a position where I have plenty of stopping distance for the car in front of me, but also behind me in case I need to stop rapidly myself.