Needs a way to specify the time range. As you mention on the page, the trend lines are very dependent on the time range.
I also just requested this via the feature request form in the footer of the site
Show HN: Inflation-adjusted stock charts – Total Real Returns
41–50 of 279 posts
Re: Show HN: Inflation-adjusted stock charts – Total Real Returns
#42Huh, so portfoliovisualizer but with slightly more convenient shortcuts built in. Looks neat, but way less powerful than just using portfolio visualiser.
I’ve always wondered where the data is sourced; so the exchanges publish this data for all to use, or does everybody have to scrape them together? Obviously if you pay them you’ll get real-time data, but all these free tools do leave me wondering.
Re: Show HN: Inflation-adjusted stock charts – Total Real Returns
#43Earlier quoted context omitted.
The stock prices capture sentiment. The price people are willing to pay given all the other places their money could go. People are selling in anticipation of the market going lower, to cover debts, to take advantage of lower asset prices, opportunity costs, margin calls, etc.
When they sell they're wanting money, an equal amount of money to the stock they're selling. That should make the dollar go up by the amount the stock went down. (I don't really believe this, because it clearly does not describe the chart, but it makes sense and I want to understand why it doesn't work like that.)
Because money is a notational bookkeeping exercise at this point in time and has been since the dollar went off the gold standard. It can't be affected by demand for things as small as stocks, but only its relative demand to other notational currencies.
Re: Show HN: Inflation-adjusted stock charts – Total Real Returns
#44The trick is the to get those inflation-adjusted returns you need 100% time exposure. No selling because circumstances force you to. No selling because you get spooked at a 50% drawdown. Not many people can tolerate even a 20% hit, which explains a lot about the situation the world economy finds itself in.
This is why I don't follow how my portfolio is doing, knowing doesn't give me much actual information and can often encourage bad behavior (admittedly I don't have many investments compared to many).
I'm with you.
I consider this an area where the burden of knowledge will hit you pretty hard. Time suck along with stress, and performing at best case a few percent over an automated "MODERATE RISK" button.
I don't have any more time in my life to track anything with the degree that it would take to "be good" at it.
Re: Show HN: Inflation-adjusted stock charts – Total Real Returns
#45Wish it had the 70s, or ideally, the whole 20th century. The 80s-2010s has been a period of unusually low inflation and consistent market returns, buoyed by the end of the Cold War and entry of the developing world into the world economy. There's a good chance that we revert to the mean going forwards and see much more geopolitical instability and resource constraints.
Re: Show HN: Inflation-adjusted stock charts – Total Real Returns
#46Total inflation-adjusted returns are what everyone should be looking at when considering investments. Yet it seems so awfully hard to find that data on stockbrokers sites/apps. Why?
Short answer is some combination of (1) That requires work and then they would have to explain to people and (2) People aren't asking for it.
If you want to roll your own, you can use free data from Yahoo and FRED and get there pretty quick.
You should also consider tax implications. For example, trading equities short-term is awful and PL taxed at income rate. Compare that to buying real estate which has a 101 ways to avoid paying taxes.
Re: Show HN: Inflation-adjusted stock charts – Total Real Returns
#47No cryptos?
Re: Show HN: Inflation-adjusted stock charts – Total Real Returns
#48The trick is the to get those inflation-adjusted returns you need 100% time exposure. No selling because circumstances force you to. No selling because you get spooked at a 50% drawdown. Not many people can tolerate even a 20% hit, which explains a lot about the situation the world economy finds itself in.
> No selling because you get spooked at a 50% drawdown.
This is common-sense trading advice anyway. If short-term losses spook you into selling, you're probably doing too much stock-picking and are not long enough.
In fact, this is the often-cited reason that active investors can't beat index funds consistently.
Re: Show HN: Inflation-adjusted stock charts – Total Real Returns
#49I used to calculate this manually whenever I thought about the reality, and whenever wondering if I can retire. This is really cool. One comment though is the mass of company names at the bottom is illegible so I would think a search box + top 20 list would be better
Re: Show HN: Inflation-adjusted stock charts – Total Real Returns
#50Huh, so portfoliovisualizer but with slightly more convenient shortcuts built in. Looks neat, but way less powerful than just using portfolio visualiser. I’ve always wondered where the data is sourced; so the exchanges publish this data for all to use, or does everybody have to scrape them together? Obviously if you pay them you’ll get real-time data, but all these free tools do leave me wondering.
I'm paying for https://eodhistoricaldata.com/ API access.