how do Firefly or ActualBudget and the like compare to something like hledger?
It really just depends on how comfortable you are in the command line. If you know how to get your transactions downloaded from your bank and don't ever want to leave the command line, hledger is great for you -- I've been using hledger since 2019 and love every minute of it. If you need something point and click, or, need a high "wife-acceptance factor," firefly-iii is not a bad choice. After coming from hledger, I…
Wife acceptance factor tho haha.. we will be fine as long as we never show the beautiful UIs from the YNABs & Fireflys.