Earlier quoted context omitted.
Its definitely a cultural thing. The task would be extremely easy in any Indian city, but they probably don’t realize it would be near impossible in the West. Same with task 3, it would bankrupt Americans to pay for somebody else’s medical bills.
I've never been bankrupted by paying for millions of senior citizens to have Medicare, but I have been bankrupted by my own health care expenses.
I think that, by law, whenever debt is sold, the person that owes the debt should have the right to buy their own debt at the sale price. The current system is full of moral hazards, and this would help level the playing field.
(Sorry to hear about the bankruptcy. That really shouldn't be possible, anywhere.)