To be clear, this is in practice basically a competitor for Venmo/Cash App/Paypal, but built into your iphone? I only did a cursory glance at it but is there an Android app planned for this? In my experience, people want to send money to one another across different mobile OSes.
Yup, pretty much. I can't imagine how Apple concluded that "It's exactly like Venmo in every way, but it only works for people with iPhones!" would make a particularly compelling value proposition.
Apple Cash
41–50 of 208 posts
Re: Apple Cash
#42Earlier quoted context omitted.
People use paypal for this in Europe EDIT: Ok, maybe just in Germany. And just to be clear: Paypal is an adverse company that tries to trick its users on every page.
I live in Northern Europe and I've never heard of anyone using Paypal for anything other than paying for things online. Each country has their own specific service that the majority uses (MobilePay, Siirto, Swish, etc).
Re: Apple Cash
#43A bit of a product marketing snafu by Apple if I may say. 1. Apple Cash is apparently not cash, nor a wallet, but a card that is stored inside wallet. 2.There is already Apple Wallet, Apple Pay, Apple Card. It looks to me that they're all the same. Why can't I Pay with the Cash in my Wallet. Or can I?
Pay is the whole system of APIs used to pay via NFC or online, authed by biometrics (Touch/FaceID). As a user you just add your credit card and it works better than contactless credit cards.
Apple Card is an Apple credit card with cashback backed by Goldman Sachs. US-only.
Re: Apple Cash
#44Really silly and not related, but I've tried half a dozen of these things for managing my kid's allowance and general spending, and they have all been a PITA. Either my kids can't sign up without a drivers license and credit check, or they can't send money to me or between themselves, or something else entirely. Maybe Apple has fixed this, but I do remember also trying Cash, and there was some deal breaker for my use…
Have you not tried Greenlight? My 3 kids have had greenlight cards since they were 12. The mobile app UX isn’t great but it checks all the boxes on features. Few products have made our personal lives so much easier. Not having to ever get/give cash for them is amazing.
Re: Apple Cash
#45A bit of a product marketing snafu by Apple if I may say. 1. Apple Cash is apparently not cash, nor a wallet, but a card that is stored inside wallet. 2.There is already Apple Wallet, Apple Pay, Apple Card. It looks to me that they're all the same. Why can't I Pay with the Cash in my Wallet. Or can I?
the name is a rip-off of Square's Cash App: https://cash.app Wallet is an actual wallet where you can put cards, coupons... Pay is the whole system of APIs used to pay via NFC or online, authed by biometrics (Touch/FaceID). As a user you just add your credit card and it works better than contactless credit cards. Apple Card is an Apple credit card with cashback backed by Goldman Sachs. US-only.
Re: Apple Cash
#46Earlier quoted context omitted.
> 1. Apple Cash is apparently not cash, nor a wallet, but a card that is stored inside wallet. 2.There is already Apple Wallet, Apple Pay, Apple Card. Nobody in technology, at least in the USA, seems to be able to make the marketing for their "payment things" understandable. On the Google side, there is (or was) Google Wallet (OG), Android Pay, Google Pay, gPay, now Google Wallet (new). I don't know which one I shoul…
Google Pay ( https://play.google.com/store/apps/details?id=com.google.and... ) can store my Tate and National Trust membership cards, my EU COVID passport (proof of vaccination and booster), as well as boarding passes. And it's smart enough to expire out cards from the pass as expired memberships or flights that have flown. Anything that can be represented in a barcode or QR code can be stored in it. Which of course…
My experience with managing boarding passes in Android is absolutely abysmal because Android does not support pkpass (the format Apple uses).
Re: Apple Cash
#47Earlier quoted context omitted.
> 1. Apple Cash is apparently not cash, nor a wallet, but a card that is stored inside wallet. 2.There is already Apple Wallet, Apple Pay, Apple Card. Nobody in technology, at least in the USA, seems to be able to make the marketing for their "payment things" understandable. On the Google side, there is (or was) Google Wallet (OG), Android Pay, Google Pay, gPay, now Google Wallet (new). I don't know which one I shoul…
> How has this industry so royally fucked up something that should be pretty straightforward? Because... money? Venmo built up the biggest user base and was subsequently bought out by PayPal for big bucks. Zelle was a major initiative by the banks themselves, but too late, I suppose, to sway the habits of the consumers themselves. There was also SquareCash, but they were also too late into the game, particularly beca…
Re: Apple Cash
#48is this VISA CardPay ?
The cards are issued by Green Dot Bank
Re: Apple Cash
#49Really silly and not related, but I've tried half a dozen of these things for managing my kid's allowance and general spending, and they have all been a PITA. Either my kids can't sign up without a drivers license and credit check, or they can't send money to me or between themselves, or something else entirely. Maybe Apple has fixed this, but I do remember also trying Cash, and there was some deal breaker for my use…
Re: Apple Cash
#50Earlier quoted context omitted.
Venmo not available to me in Europe. Can’t wait to have Apple Cash. Like mobile money in Africa, various service providers will jump up to allow cross wallet transfers.
People use paypal for this in Europe EDIT: Ok, maybe just in Germany. And just to be clear: Paypal is an adverse company that tries to trick its users on every page.