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Is VISA down everywhere in the US?

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Re: Is VISA down everywhere in the US?

#81
post #10

Earlier quoted context omitted.

Yeah, let's just wait an hour or two for a transaction to finalize and pay a $50 merchant fee per transaction.

have you heard of lightning network?

The only problem with LN is that is actively requires an internet connection. Wherein Bitcoin could be done offline similarly to a Card Imprinter

Re: Is VISA down everywhere in the US?

#82
post #71
post #18

Earlier quoted context omitted.

Sure, if you never need to dispute a charge, are fine with the volatility, and have an internet connection wherever you need to pay.

You still can dispute a charge with a store but like cash it would be up to you to sue to get your money back. Is it better to have some unknown entity at VISA making these decisions based some internal rules and how they feel today? Visa can be charged by hand no internet but no merchant will because VISA has a rule saying any fraud with a card without a pin the store pays for which is why VISA is down today. Busine…

> Is it better to have some unknown entity at VISA making these decisions based some internal rules and how they feel today?

As opposed to rushing my lawyer in his tuxedo to settle a $8 double payment on the whopper I just bought at local Burger King?

You underestimate the convenience payment processors afford you in everyday life. Approximately 5-8% of my credit has some issue (wrong amounts, double pay, late charges on split payment, chargebacks etc). I don't suppose the percentage will be significantly lesser for any average bloke who makes all transactions on card.

Re: Is VISA down everywhere in the US?

#84
post #2

Looks like it: https://twitter.com/search?q=visa+down&f=live and https://downdetector.com/status/visa/

Over a half dozen of those tweets are just parroting this HN post. Perhaps VISA is down, perhaps it isn't, but there's a lot of noise in the signal.

This is "citogenesis" in action: https://xkcd.com/978/

Re: Is VISA down everywhere in the US?

#85

Looks like Paymentech's (Chase) payment processing may be down. PARTIAL OUTAGE OCCURRED DATE : 2022-05-21 10:35:00 PST We are aware of an issue that is currently affecting transaction processing intermittently on the Paymentech processor. We are working to identify the issue as quickly as possible and have received confirmation from Paymentech that they are experiencing issues and are actively investigating, however…

About 4 hours ago today, I was trying to pay for food with my Chase card. It wasn't working even though I input the card information correctly. I strongly suspect it was related to this outage.

For some reason, I was able to bypass the Chase issue by using Apple Pay (in app).

Re: Is VISA down everywhere in the US?

#86
post #84

Earlier quoted context omitted.

Over a half dozen of those tweets are just parroting this HN post. Perhaps VISA is down, perhaps it isn't, but there's a lot of noise in the signal.

This is "citogenesis" in action: https://xkcd.com/978/

Ha! Great to know there is a word for this phenomenon.

I encountered this first hand on the Wikipedia page “Substances Poisonous to Dogs” [1] subsection about Onions & Garlic. The only citation eventually self-references the same Wikipedia page from whence you started.

I was already skeptical that the single most common vegetable and ingredient in human food was somehow poisonous to dogs, but now convinced it’s entirely made-up.

[1] https://en.m.wikipedia.org/wiki/Substances_poisonous_to_dogs

Re: Is VISA down everywhere in the US?

#87
post #38

No, I’ve used my Visa cards multiple times today. Within the last few hours. Statements like that aren’t uncommon, when a store’s system goes down. I have no idea why they feel the need to exaggerate, or maybe they are just passing on here-say they got from their manger, without applying critical thinking. Maybe these things spread like the classic ‘telephone’ game. This actually happened to my friend at a festival a…

In this case, based on other commenters, there does seem to be something of a real outage (obviously not for the whole US though). However, as someone who has worked this style of job, I can describe why these fake outages happen: While 95% of people are understanding about this, some small portion of customers are unable to separate the store they're shopping at from the minimum wage employee they're talking to. If…

Yeah that’s great point. That’s probably a very likely reason. It’s a good way to preempt any customers possibly getting angry at the employees or the business. Defer the blame to a tier above your control. I wonder if there is a term for that? I could see the same phenomenon happening other scenarios.

Re: Is VISA down everywhere in the US?

#88
post #84

Earlier quoted context omitted.

This is "citogenesis" in action: https://xkcd.com/978/

Ha! Great to know there is a word for this phenomenon. I encountered this first hand on the Wikipedia page “Substances Poisonous to Dogs” [1] subsection about Onions & Garlic. The only citation eventually self-references the same Wikipedia page from whence you started. I was already skeptical that the single most common vegetable and ingredient in human food was somehow poisonous to dogs, but now convinced it’s entir…

American kennel club claims garlic is poisonous to dogs, if they eat several cloves per kg body weight... That's a lot of garlic.

Re: Is VISA down everywhere in the US?

#89
post #78

Earlier quoted context omitted.

Very few places that accept credit cards give cash discounts anymore.

Because Visa made that against there rules.

Only in a few states.

They tried, but it's been deemed not legal for them to do that in most states.

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