Happy to see a startup from Germany here, way to go folks! Also I wasn't aware you can now add a description and post a link to an external website here, that's quite helpful.
Thank you! Greetings from Bavaria. :)
Show HN: Fruits – Sell digital products via your website, newsletter, etc
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Re: Show HN: Fruits – Sell digital products via your website, newsletter, etc
#32Is €0.49 for bookkeeping a competitive price? For a €1.99 product, that's more than the paypal fees at €0.40. Apart from bookkeeping in their own system, paypal also has to handle fraud and regulatory obligations. How can they be cheaper?
Hi, we do have a bookkeeping fee which is the fee we forward 1/1 from the accounting company currently connected. This allows us to handle payments in the sub- $10 area by not having losses whilst handling payments. We might consider removing the fee in the future once we see sales in the lower $10 area are not really relevant.
Why would you want to log every transaction with an external accountant?
This increases the cost of your service and adds absolutely nothing of value to the customer.
Re: Show HN: Fruits – Sell digital products via your website, newsletter, etc
#33Happy to see a startup from Germany here, way to go folks! Also I wasn't aware you can now add a description and post a link to an external website here, that's quite helpful.
AFAIK a "Show HN"-only feature.
Re: Show HN: Fruits – Sell digital products via your website, newsletter, etc
#34Great idea. However, I think you need to be careful in the VAT area not to overpromise: I selected “selling from Switzerland to Switzerland” and your calculator quoted a VAT of 0%, which is of course false (selling stuff in Switzerland requires deducting 7.7% VAT).
My guess would be that you only cover VAT within the EU, but of course there are VAT regimes outside of the EU too; so “we also take care of VAT collection for you” does not seem to apply in all cases.
Re: Show HN: Fruits – Sell digital products via your website, newsletter, etc
#35Earlier quoted context omitted.
Hi, we do have a bookkeeping fee which is the fee we forward 1/1 from the accounting company currently connected. This allows us to handle payments in the sub- $10 area by not having losses whilst handling payments. We might consider removing the fee in the future once we see sales in the lower $10 area are not really relevant.
Why would you want to log every transaction with an external accountant? This increases the cost of your service and adds absolutely nothing of value to the customer.
That's due to rules and regulations here in Germany.
We need to have our outgoing and incoming invoices being handled properly to not run into tax fraud issues.
By talking to creators from e.g. OnlyFans, the biggest issues they faced was explaining their earnings to the tax authorities with no proper invoices at hand.
By further automating those tasks, we will be able to reduce costs dramatically and might get rid of the bookkeeping fee alltogether.
Re: Show HN: Fruits – Sell digital products via your website, newsletter, etc
#36As a creator of digital products: great site, congrats!
As a consumer: PayPal only? I’m outta here. I don’t like my money randomly frozen on a whim.
Are you folks planning to offer Giropay for the consumer side? That’s pretty much the only payment service I can use nowadays.
Re: Show HN: Fruits – Sell digital products via your website, newsletter, etc
#37How do you deal with KYC / Money laundering practices?
Re: Show HN: Fruits – Sell digital products via your website, newsletter, etc
#38Can anyone in Germany use this as an individual? For example, I have an office job. If I write a song/comic book, can I just start using this platform or do I need to do some tax nonsense/form a company?
Re: Show HN: Fruits – Sell digital products via your website, newsletter, etc
#39I love the simplicity.
How are things like fraud and chargebacks handled? With collecting money being this easy, I immediately worry about how it would be abused.
Re: Show HN: Fruits – Sell digital products via your website, newsletter, etc
#40Can anyone in Germany use this as an individual? For example, I have an office job. If I write a song/comic book, can I just start using this platform or do I need to do some tax nonsense/form a company?
That’s up to your country, not to the company handling the payments.
Edit: Never mind, didn’t realize they called this out as something they handle.