I don't trust Google or Apple to be my main authentication provider, or to manage syncing my private key. Their customer service is terrible and they are way too arbitrary on locking folks out. I would trust my bank (well, my credit union.) I can go see them in person if I need to and they take my lawyer seriously, they also take security seriously, they're properly regulated, and ultimately they're my main concern i…
In the Netherlands the banks provide the iDIN system, so you can authenticate on more sites with the bank provided logins. Each bank has a slightly different system often using bank card and bank card readers and ways to authenticate through authorised banking app on individual mobile phones. - https://www.idin.nl/en/about-idin/ - https://nl.wikipedia.org/wiki/IDIN - (Use translate function in browser to read as ther…
I'd frankly prefer "insecure" user+pass over all of these guardrails which are 90% about control over the users and 10% about security.