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Actual is going open-source

actualbudget.com

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Re: Actual is going open-source

#251

Post by ec109685 »

cormacrelf wrote: post #188
ec109685 wrote: post #184

Earlier quoted context omitted.

CRDT's and the like seem like the perfect thing to build an app, but you make a good point about it requiring something so custom compared to a thin client that makes web service requests for data on each screen / page view.

> you make a good point about it requiring something so custom The comment you're replying to didn't say this at all, the developer did. In theory it's also wrong. The server can be application agnostic. It shouldn't care whether the CRDT update is from a budget app or an RSS reader or whatever else, because the sync job for the server is exactly the same. You should also be able to encrypt the content, and therefore…

The comment I am replying to was from the developer who wrote Actual: https://github.com/actualbudget/actual/commits?author=jlongs...

Re: Actual is going open-source

#252

Post by throwaway413 »

presentation wrote: post #243
LesZedCB wrote: post #196

Earlier quoted context omitted.

> > will require insurmountable efforts regardless of whether or not you believe it's just "making that choice," completely discrediting somebody's claim the effort is insurmountable _to them_ makes you a breaker of Rule 1

Well it is objectively surmountable and if it personally isn’t to them that means that the money is more important to them than achieving that goal to make a business. I don’t see how this isn’t a choice? “I’m not doing it since the insecurity of not having a high income is scarier than my desire to open a business” That said I do bet that if you try to do your thing and it really doesn’t work out you probably can go…

Because putting food on the table so your family can eat isn’t a choice. Don’t have savings to burn through as you do that? Then it’s not a choice.

Just one example.

Morality may not be objective, but it surely isn’t just personal either. That’s what makes it a nuanced discussion, and not just a choice one makes.

By deciding you want to do that in the future but first you need to save, are you deprioritizing it, or prioritizing it indirectly?

Re: Actual is going open-source

#253

Post by tt_dev »

The most critical feature I need for a budgeting app is account syncing. Does anyone know any service like this that allows me to automatically import transaction data from accounts?

I currently use Personal Capital which works pretty well for integrations.

Re: Actual is going open-source

#254

Post by michaelsalim »

sbehere wrote: post #242
michaelsalim wrote: post #209

Awesome how James handled this! Unrelated, I'm looking for something that can help me create finance projections. Eg: How's my account going to look like in the next 3 months if I go for a holiday. Any suggestions for that?

This seems to be exactly what ProjectionLab[1] is for. I am not a user or affiliated with it.. just learned about it the other day on some HN thread and thought it looked cool. [1]: https://projectionlab.com/

Thanks for sharing. I did see that. Unfortunately a bit too focused on retirement for my liking. I want to see more granular time period which doesn't seem to be possible there.

Re: Actual is going open-source

#255

Post by stjohnswarts »

nerdjon wrote: post #89

I am curious, what do people use for budgeting? Mint seems like the most feature rich, but not only do I not want to support their parent company because of their Tax lobbying... but I don't trust them from a privacy standpoint (Considering its free). YNAB and Monarch both seem like really good options. But I have not looked into them much yet. I currently use Copilot (iOS only... really just iPhone, no iPad app). I…

I just use a spreadsheet.

Re: Actual is going open-source

#256

Post by cortesoft »

xtracto wrote: post #165
soneca wrote: post #156

Earlier quoted context omitted.

I agree with you, but I appreciate that people on HN talk like this because then I am presented to this world of privileges. It shows to me that this world exists and I might benefit from it. That happened to me. Instead of anchoring myself to what Brazilian companies pay for developers, I focused on getting a remote job at a US company. One that would anchor themselves among their peers around SV, LA, NY. Now I earn…

Whitexican problems we call it here in Mexico: I'm in a similar position. 6 digit USD salary while living in Mexico. My problem is that I've been wanting to setup a business: real life like a gym, a store or similar. The issue is that there's no way I'll get as much money as what I'm earning now... and I know building the business will require insurmountable efforts. So I'm reduced to keep working in IT, wait until m…

I am curious… why do you want to start a business? It seems like so much work for less pay. Why is the option of working until you retire early a bad thing?

Re: Actual is going open-source

#257

Post by potatochup »

cortesoft wrote: post #256
xtracto wrote: post #165

Earlier quoted context omitted.

Whitexican problems we call it here in Mexico: I'm in a similar position. 6 digit USD salary while living in Mexico. My problem is that I've been wanting to setup a business: real life like a gym, a store or similar. The issue is that there's no way I'll get as much money as what I'm earning now... and I know building the business will require insurmountable efforts. So I'm reduced to keep working in IT, wait until m…

I am curious… why do you want to start a business? It seems like so much work for less pay. Why is the option of working until you retire early a bad thing?

Not the OP but I'd love to do something that contributes to the local community in a more tangible way than my current $BIGTECH job. I'd love to start a dance studio, a cafe/bookstore, a makerspace. But it'd be a huge pay cut, assuming I could even make a successful business out of it.

Re: Actual is going open-source

#258

Post by tick_tock_tick »

rglullis wrote: post #135
y4mi wrote: post #121

Earlier quoted context omitted.

I am pretty sure they're saying $200k before taxes. It's equivalent wage in Germany would be 150k€, as the employer has to pay about 21% on top of the salary for social securities. I agree that these numbers always sound outlandish (I'm from Germany too), but they do seem to be true. Do keep in mind that while the wage gap is bad here, its several times worse in the USA.

I know it is pre-tax. I also know that there are benefits in Europe that simply do not exist in the US - minimum of 25 days of actual vacation and not that "you may travel for a few days, but you are still on-call" thing that people in the US call "holidays", Elternzeit, etc... But still, no one would claim that is easy to get a 90k€ salary in Germany, or that "if you are not asking that much then what are you doing"…

You have more then 25 days of "real" vacation at all the major tech companies in the USA. Pretty much all the issues that people mention in the USA (healthcare, vacation, maternity leave, etc) are non issues for employees in our industry.

The only true risk is becoming unemployable for some reason and losing your job. USA tech might fly higher but can crater way lower.

Re: Actual is going open-source

#259

Post by rglullis »

tick_tock_tick wrote: post #258
rglullis wrote: post #135

Earlier quoted context omitted.

I know it is pre-tax. I also know that there are benefits in Europe that simply do not exist in the US - minimum of 25 days of actual vacation and not that "you may travel for a few days, but you are still on-call" thing that people in the US call "holidays", Elternzeit, etc... But still, no one would claim that is easy to get a 90k€ salary in Germany, or that "if you are not asking that much then what are you doing"…

You have more then 25 days of "real" vacation at all the major tech companies in the USA. Pretty much all the issues that people mention in the USA (healthcare, vacation, maternity leave, etc) are non issues for employees in our industry. The only true risk is becoming unemployable for some reason and losing your job. USA tech might fly higher but can crater way lower.

Is there any company in the US where parents can take (collectively) up to 14 months of leave while still receiving 2/3 of their salary?

More importantly: do people actually take it?

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