161–170 of 483 posts
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People in the US are always punished for being financially responsible.
More people are punished for being born poor - lead paint, air pollution, and crumbling schools don’t exactly lend themselves to upward mobility.
Now universities can continue to raise tuition and pay the administrative class even more. Uncle Sam has shown they'll pay it on his dime.
End federal involvement in student loan and allow student loan debt to be discharged in bankruptcy. Problem solved.
Underlying problem just keeps getting worse though: USC cost of attendance for 2022/23: $85,648[0] [0] https://admission.usc.edu/learn/cost-financial-aid/
what happened to the free market economy? the incentive structure is fucked. As a person who worked my ass off this decade, it is unfair :(
Same thing when I did my masters and PhD a few years after that.
I basically caught the tail end of uni, when it was for the minority of folk. I shake my head at the monster that higher education has become. I'm hardly in the loop anymore, but I've noticed that the UK want to nickel-and-dime the students with tuition fees, graduation fees, and whatever fee that they seem to concoct on an ongoing basis. The US seems even worse, with books costing 100's of bucks.
Shocking. Truly shocking. The whole thing is a shameful scam, and no-one is calling it out for what it is. The truth is, one rarely /needs/ a university education. It's really just a piece of paper to get you into an office job - if you're lucky.
The problem is, now that everyone's got a degree, they're not particularly valuable in their own right. It's a foot in the door to a club that keeps upping its membership fees.
Dare I say it, but it was better when a uni education was the preserve of the elite few. Now, I appreciate it that this is going to rankle a lot of sensibilities about "fairness". If fewer people had a uni education, then it wouldn't be considered quite so important, as employers would have to take what they could get rather than insisting on a degree. Plus it would also put an end to a large swathe of the population starting their young adult life with a small mortgage.
In my eyes, what we're seeing today is morally unconscionable. Lambs to the slaughter.
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That’s all fine and dandy until you realize the people who where smart and careful have to foot the bill for those who weren’t. I was smart and sacrificed a little by going to community college so I wouldn’t have debt. I was also smart enough to get a degree in stem where jobs are actually available and in demand. Why should I have to foot the bill for someone who just partied and got a useless degree? I did everythi…
How much do you really think this is taking out of your pocket? You are paying for others all the time with your taxes, which can’t be selective for the system to function
I could imagine there's a lot of people who: 1. Are paying/had paid their mortgage properly. Usually implies being down to earth and choosing a home you can actually afford. 2. Paid their student loans. 3. File and pay their taxes properly. 4. Have never went unemployed, or better yet, they're self-employed. 5. Never played stock market bets, as they're more conservative and prefer to save money in a predictable way…
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End federal involvement in student loan and allow student loan debt to be discharged in bankruptcy. Problem solved.
Amen - tuitions are skyrocketing because of the "free money". It is also awful public policy to train people to get into debt right out of the gate - this just has all sorts of bad long term consequences.
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Free community college was in build back better, 49 republicans and Joe Manchin killed it.
If democrats wanted that, they would write a bill to do so. Not everything has to be bundled up in a multi trillion dollar bill that involves a ton of other unrelated things. The reason they haven't done that is because they don't really want to.