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Show HN: I built a simulator for personal finance

projectionlab.com

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Re: Show HN: I built a simulator for personal finance

#31

Post by scubakid »

rco8786 wrote: post #30

This is fabulous, will definitely be giving you some money next time I sit down to do finances.

Thanks so much! If you have questions, suggestions, or new feature ideas, feel free to hit me up on discord any time: https://discord.com/invite/dZQ5DDEmT7

Re: Show HN: I built a simulator for personal finance

#34

Post by greenpizza13 »

zwass wrote: post #16

Glad to see that you've continued investing in this project! I paid for the Premium version back in the Projectifi times and would have loved a heads up by email that you made some significant updates.

I knew this looked familiar! I paid for Projectfi this year. Can I use the same account?

Re: Show HN: I built a simulator for personal finance

#35

Post by scubakid »

syntaxing wrote: post #33

I loved this when this first came out but kind of ran into this spiral of using it like a game. I couldn’t quite do anything actionable from it. Any advice on how I can use this to improve my future financial situation?

I'm curious to hear more about this "spiral" haha. The way I use it is to create a few different plans and compare between them to assess long-term tradeoffs of different decisions, and come back sometimes to update things and consider new paths or opportunities. The tool can't give you alpha of course, but my hope is that building a better understanding of the spectrum of possible outcomes helps people plan more confidently for how to live life on their terms.

Re: Show HN: I built a simulator for personal finance

#36

Post by scubakid »

greenpizza13 wrote: post #34
zwass wrote: post #16

Glad to see that you've continued investing in this project! I paid for the Premium version back in the Projectifi times and would have loved a heads up by email that you made some significant updates.

I knew this looked familiar! I paid for Projectfi this year. Can I use the same account?

Yep! Provided you mean ProjectiFi, same account should work. Man, that first "i" really did get lost a lot, didn't it?

Re: Show HN: I built a simulator for personal finance

#39

Post by scubakid »

waterproof wrote: post #37

Looking forward to trying this. Last time I searched around for a tool like this, all I found was OnTrajectory (which seems right up your alley). Do you have a comparison with that or other similar tools?

I haven't given that tool much of a try specifically, but overall I wanted to build something where you could do granular and flexible modeling across multiple scenarios in a modern and responsive UI, where you don't link your accounts, you control and experiment with a wide variety of options and assumptions, can plot/visualize what you want and see breakdowns of what happened in each simulated year, etc. If you check it out, I'd be particularly interested to hear what you think of the Milestone system, where you can define key events/stages in your life, add multiple criteria with conditional logic for when they should occur, and bind the start/end of other events in your plan to them (with support for offsets as well). So far, I haven't seen anyone else try to build that kind of system.
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