The first one is gaining just enough money that I can ponder the meaning of life. The second one is pondering the meaning of life.
I’m mostly just interested in the first one. That peace of mind is peace, and that’s good enough value from the treasure trove of value from the meaning of life for me. “Money isn’t everything but not having it is” - Kanye
The thing is returns start diminshing faster than people realize. Once you get yourself housed, fed and clothed its much more of a hamster wheel than people are often willing to admit to themselves, at the expense of their own happiness.