Earlier quoted context omitted.
It's a terrible system, and it was more terrible before Obamacare. In general when someone retires they're old enough to be eligible for Medicare (government-sponsored health care). My dad was. But my mom was just enough younger that she wasn't eligible for Medicare when he retired. There were (and still are) all kinds of weird gaps like this.
Obamacare created new gaps that absolutely sucked - made over 58k and self employed? No subsidies for you and paying a skyrocketing premium higher than any reasonable home mortgage with a 10k deductible. Completely unrealistic. And then the IRS hit you for thousands in penalties via the individual mandate. I lived through that, uninsured, for five years or so as a business owner - to “rich” to get subsidies, too poor…
I wanted Medicare for everyone (still do), but politics...and lies about "government death panels"...