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I'm a scam prevention expert and I got scammed

lupinia.net

521–530 of 562 posts

Re: I'm a scam prevention expert and I got scammed

#521
post #302

Earlier quoted context omitted.

what information is actually being asked of people on incoming calls these days? I never seem to get any of these calls, but banks and credit cards etc. by now should be clued in enough to this stuff that when they actually call a customer, they do nothing more than alert that customer to proper channels they should initiate and follow to resolve the issue.

Entire generation of older Americans who will happily read out their credit card number over the telephone.

that was not the point. the point was, the actual banks should at least no longer be asking people for information on initiated phone calls. so that we can in fact tell people, "never give information to anyone that calls you", no need for awkward arguments with legitimate callers, because no legitimate caller would ever do that.

Re: I'm a scam prevention expert and I got scammed

#522
I nearly got phished by Citi recently because their call center gave/sold my info to a phishing network.

I had called their support line to dispute a charge, spoke to an agent for a bit, and they put me in the dispute queue, and then hung up on me after 20 mins waiting. I call back, repeat the process, wait 20 mins and got hung up on again.

Then an hour later, I received text message telling me that my Citi account was frozen, with a (phishing) link to reactivate it.

I had called Citi using a new phone line (not linked to my existing Citi account), so for the phisher to text this new number means that the call center must have leaked it soon after intentionally hanging up on me.

It’s possible that my number was randomly targeted, but the timing was very very suspicious.

Re: I'm a scam prevention expert and I got scammed

#523

I'm a gullible motherfucker: I have memories of handing a $20 to a random guy walking up to me and saying "Hey, man, my car's stuck and I need some cash for gas". That said, I've had a lot of these calls and fortunately not fallen for them once. The funny thing is that eTrade (I think) has a system where you can ask for a callback but then they'll go right into taking your information. When that happens, I followed t…

> But I just know [...] That extension could be forwarded to an external number.

I suspected there was something like that. Could that be done by someone not inside the organization?

Re: I'm a scam prevention expert and I got scammed

#524
post #443

Relating to this sentence in the article: > I've never heard of a call center system that can accept touch tones seamlessly while a call is active, and it would take extremely sophisticated audio processing capabilities to be able to do that, since the frequencies used by touch tone keys heavily overlap the frequencies of human speech. It's actually happening all the time. VoIP systems _do_ extract touch tone (DTMF)…

Yeah, I'm confused, isn't "To get help with problems relating to your account, press 4." and similar just par for the course in almost every automated call system?

Yes it is. I think the author was supposing that the phone system will listen for DTMF tones only at that specific moment. But in fact in most cases those tones (at least nowadays) are detected at any time in the call (and of course ignored, if there's no reason to make use of them like in an automated call system menu).

Re: I'm a scam prevention expert and I got scammed

#525
post #221

Earlier quoted context omitted.

>" The service is stellar, shipping both ways is free as long as you buy products covered by prime. Refunds are with no questions asked" This is my exact experience in Canada so far. But they did something else weird. I wanted to buy Google Store gift card from Amazon and as soon as I made the purchase my account was suspended. It had taken me few hours including lengthy phone call to sort things out. I was told that…

shipping both ways is 100% not free in canada. I went to price match a power supply I had just purchased and they said they don't price match. I said no worries since it's unopened I'll return it and buy it again and they quoted me $30 shipping to return it. I had prime and it was a prime item. I've also reported businesses who sneak 'give us a 5 star review and we'll give you $30' cards into their parcels and amazon…

>"shipping both ways is 100% not free in Canada."

It is free for what I order.

>"suddenly I found myself spending less money on junk"

I do not buy "junk" just what I really need (mostly for business), so do not have this problem. I buy some things locally as well but it is not my goal to favor either.

>"Highly recommend getting rid of prime"

I am very service averse person and am trying to use as little as possible. My phone for example does not even have data plan. If I do use some however (Amazon in this case) it means I need it as it saves me money / time whatever.

Re: I'm a scam prevention expert and I got scammed

#527
post #68
post #42

Earlier quoted context omitted.

Calling on the official number is a good rule. But my neighbour followed that and was still scammed for tens of thousands. The critical extra step that they missed was to check that the line was disconnected before calling out. They were using a landline. The scammers called them, but didn't hang up. Then, when my neighbour called out to their bank, they pretended to be answering that call - going through security, e…

For the people who are confused: this is a fairly common thing on landlines in some countries, where the telephone exchange doesn't drop the connection until both ends have hung up, or in some cases when the caller hangs up but not the callee. So it's possible to put your own phone down, but when you pick it up again your phone is still connected to the scammer's telephone. If they play a convincing dial tone, then c…

Was this common in the US? I spent a bunch of time on the phone in the late 90s at several of my family members houses (I was a social kid) and any time someone hung up I'm pretty sure I'd hear the busy signal if I left the phone unhooked long enough.

Re: I'm a scam prevention expert and I got scammed

#528
There are some odd things here. How can someone be a "scam prevention expert" and not be aware that caller id can be spoofed, and therefore should never be trusted for anything important? How can someone be a "scam prevention expert" and not know (even if you only "skim" the email) that you don't read out 2FA authentication codes to someone who calls you and asks you for them? These are surely the two most basic methods used to scam people...

Re: I'm a scam prevention expert and I got scammed

#529

Earlier quoted context omitted.

I had something similar. One time I got a phone call from a "Scam Likely" and decided to answer it. And it was an automated message from my bank asking if some purchases in another state were real or fraudulent. At this point I began to second guess if it was a scam or not, but had to assume it still was. I ended up logging into my account and seeing the same fraudulent purchases that it listed over the phone. So I c…

Probably because the phone number is calling about a scam (fradulant charge), and then when they hang up, people report the phone number as a scam because they don't understand the difference.

No, it's because caller ID can be easily faked. So both spam calls and real calls come from the same number.

Re: I'm a scam prevention expert and I got scammed

#530
post #451

Earlier quoted context omitted.

+19.99 EUR and 10-14 days to ship to the US. Not cheaper. Not to mention maybe another $150 in Uber rides waiting 14 days instead of 1 day for it. Also Amazon gives me 5% cashback too so that also needs to be factored into all prices.

I used two European sites, since my comparison was obviously for delivery to somewhere in Europe (Denmark, in my case).

Ah okay, I though it was because these particular tires are in fact made in Germany ;)

But yes I think in Europe small businesses are much more of a thing. In the US it's very hard to get a better deal than from Amazon and these big companies, especially because they can super-optimize the supply chains across such a big country. Same is true in China.

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