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I'm a scam prevention expert and I got scammed

lupinia.net

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Re: I'm a scam prevention expert and I got scammed

#471
> he confirmed that no one by the name of "Daniel Coffman" or "Daniel Coffmane" works at Wells Fargo.

This part sounds weird to me; surely helpdesk employees don't have access to full employee records?

Further, if the scammer already had this much information, couldn't they have used a name of any helpdesk employee who actually does work there?

Re: I'm a scam prevention expert and I got scammed

#472
post #21

There's one easy rule that could have avoided all of this - never give out any info on incoming calls. If I get a call or text about fraudulent transactions, I'll keep them on hold while I log into the bank website. If I get a call about a late payment, I'll thank them for the info and ask them to stay on while I pay online. If I get an inbound call with a more complex request, I'll ask them for their employee info a…

I feel like all banks and other such institutions should give trainings / information at least once a year on how they will contact you in the case of e.g. fraud.

I think that any phone calls from a bank about fraud should only be a notification and them telling you to "go to the website, the Contact page, there you will find a number to call in case of fraud". Without naming a web address. And the search engines should mark bank websites and the like as protected, so neither competitors nor scammers can buy ad space when people search for a bank by name.

Re: I'm a scam prevention expert and I got scammed

#473

Earlier quoted context omitted.

Honestly, how do you know what the right number is though? Everybody outsources their stuff. The real website is at jordans-eatery.outsourcedsite.com. Or maybe the guy at jordans-eatery.seo.com is taking calls and placing orders to the real site at a markup. Or maybe the real number is on jordans-eatery.com. Or maybe it's none of those.

Easy, go to the restaurant in person and order takeout or dine in if you want. On your way out ask them what their official website and phone number are. Then you can put them on your "safe to order from' list

I order all the time from a restaurant with a distinctive name and menu near me. They might have their own website, but their real website is one of these outsourced menu ordering things.

Last time I went to order, I looked up their name, went to the page by that name on the known third party menu site, ordered my usual order from their usual menu, only to discover after the charge went through that a scammer had copied their name and entire menu onto a new restaurant on the same site.

Called immediately to cancel the order (why doesn't the site have that option??) and the woman on the phone feigned ignorance. A few minutes later a gruff man called me back and told me I wouldn't be getting a refund. Not sure what I said to convince him, but maybe enough threats and he decided to change his tune.

The scammers are running the asylum.

Re: I'm a scam prevention expert and I got scammed

#474
I've been scammed by a car salesman while, I thought, I was really read up on signs and paying attention.

I was buying a 2 yo Toyota car at an official Toyota salesplace. Before this, I've bought three used cars, looked at tons of videos (eg Chris fix on youtube) on how to check the car itself so I don't buy something that risks needing expensive repairs two years later. I wasn't super prepared against the salesman before though. But he wasn't looking like, and behaving like, a salesguy. He was a bit uncertain in his way to talk, and it felt like I was more sure of the buying process than he was.

I had two main concerns - I didn't want to buy a lemon ("Monday specimen") or a crashed+repaired car. The latter may mean things like bearings being slightly out of alignment and leading to wear quicker. So I voiced those two concerns and asked whether this car had ever been repaired, "No, nope.". I asked about service subscription, the guy whispered "I shouldn't say this, but it's better you get it at the other place which is closer to you" (also an official Toyota place).

Since my daughter has allergies, I asked about smoking or animals, "njet, nada, nopes".

Well, a month later the car was completely registered to me and I got access to the Toyota digital registers and surely enough, it had been smacked along the side by a truck. It also already had a service sub pre-payed on it, so that was him getting out of a 350€ service at their place. A final insult was that, as the chemical perfume smell of the cleaning agent came off, it had a foul pungent smell of wet dog.

I confirmed this with the previous owner too, she'd had a dog in the car. Had to buy a replacement air filter and clean the car internally, but at least my daughter doens't call it the "smelly car" anymore.

Pretty happy with the car, and would likely have bought it even if he was completely truthful, but having been lied to, and fallen for it, makes me pretty angry.

Feels good to share the story :). Don't forget to like and subscribe.

Re: I'm a scam prevention expert and I got scammed

#475
post #142

Earlier quoted context omitted.

I think ordering on amazon has become a little like getting your car towed. Towing companies appear to be a large shell game where your $200 tow is handled my one or more middlemen who eventually get some poor independent towtruck driver to tow you for $75 Amazon should do something that would allow partnering with decent brands. Customers would be happy, brands could keep their reputation, amazon could get a reasona…

I'd like to see an economist's view on how the free market is failing here, and what we can do about it.

What free market? There is no such thing.

I honestly just see a regular capitalistic market, where a company is trying to make money at the expense of other companies. By that I don't mean Amazon is outcompeting retailers and pushing them out the market. I mean Amazon is actively causing damage to well known brands by letting scammers sell those branded products to promote their own AmazonBasics brand which is free of scammers.

Even if the scams are unintended, there is no profit incentive to get rid of them.

Re: I'm a scam prevention expert and I got scammed

#476

Earlier quoted context omitted.

I'd like to see an economist's view on how the free market is failing here, and what we can do about it.

I mean, roughly, there's no such thing as an ideal free market, and in all real markets all the ways in which it's not an ideal free market are being exploited by people to collect the margin. The concept of an ideal free market is promulgated by the same people who are making money off those margins. As far as what you can do about it, you could start with preventing those people from interacting with markets. I lea…

A free market would first require getting rid of all forms of power and so far there have been people who thought about minimizing the most impactful sources of power and pretty much all economists ignore them.

What we are doing is the equivalent of looking at a warped mirror e.g. a non free market and declaring that the reflections are not distorted e.g. a free market.

A lot of people are scared of living on the streets or feel shame from living off welfare. There is no way these people are going to make long term decisions if their short term needs haven't been met or there is a constant risk that they won't be met tomorrow.

This is actually one of the more disgusting parts of Austrian economics. Where a low time preference is basically considered the equivalent of a high IQ. If you have a high time preference you must be some dumb consumerist animal, when the truth is that you barely earn enough money to meet your living expenses which means 100% of your spending must go to consumption. Thirst is more urgent than hunger which is more urgent than shelter which is more urgent than social needs and so on. At some point you are not longer hungry or homeless. The urgency is gone. It would be more accurate to say that time preference is a function of wealth and having your needs met, rather than some intellectual jerk off competition where stupid people are filtered out and smart people end up with all the wealth.

Re: I'm a scam prevention expert and I got scammed

#477
post #28

Earlier quoted context omitted.

Well this initiated a rant, not directly related to ads, but Google in general. This is an internet literacy issue I’ve noticed more and more. People will refer to Google listings as an authoritative source even if the data comes from some third party. “Is this Jordan’s Tiles?” “No. This is Patrick. You have the wrong number.” “It says on their website this is the number!” “Their website is wrong, this isn’t Jordan’s…

My friend booked one international flight with departure and destination having 12+ hours timezones difference. The email listed the departure time & duration of journey and arrival time, all in local times (as expected). Gmail auto creates an event about flights and hotel bookings, and thus shows the correct departure time, duration & then that AI simply added that duration to departure, and showed departure city's…

i'm confused, what's wrong there? event starts at departure time and goes for duration. the arrival time is correct, and can be reported in any time zone.

Re: I'm a scam prevention expert and I got scammed

#478
post #378

Earlier quoted context omitted.

> I was blown away that Amazon would transfer me to a scammer. I contacted Amazon again and let them know what had happened. Hopefully they will figure out how their guy got this scammers phone number and teach him how to find a 3rd party phone number... 1) Amazon is complicit in shady behavior on their platform, whether it's inventory commingling, sketchy sellers repurposing existing, well-reviewed listings for a to…

> Amazon is complicit in shady behavior on their platform Bought some wireless earbuds a while back, they sent me a horrible knock off. Contacted the store, he said the delivery guy made the switch, took forever but sent me new ones. Left a review stating all of this and warning users not to buy from this sketchy store, my review never saw the light of day.

Man that annoys me so much, in my case it was a silent removal. You're not aware that your review was removed.

The things I don't buy from Amazon Prime really anywhere are replacement batteries.

Re: I'm a scam prevention expert and I got scammed

#479
post #252
post #69

Earlier quoted context omitted.

The author does seem to bang on about his "reasonable assumptions" for how much Wells and Apple Pay suck, so he should continue the call! Like he's just too clever to follow the advice he'd give everyone else to hang up and call back.

I didn't read it as explaining why she should continue the call, just why she did continue the call. She's explaining why those things didn't immediately trigger the scam alarm. Nowhere did I see her claim to be too clever to do anything. I found it an interesting read which details an experience which is far removed from how you expect a scam call to occur. It's interesting to read the signs which should have been a…

The author very kindly addresses my comment in a PS:

I also, admittedly, allowed my cynicism toward my own industry and Wells Fargo to cloud my judgment; I didn't know the first thing about Apple Pay or Google Pay prior to this incident, but I don't have particularly positive experiences or feelings toward either company, and it's extremely common for the process of fixing someone else's mistake on large tech platforms to be nightmarishly convoluted.

Ultimately she did realise & fix her mistake - at some pace - lost nothing, and got an up-close view of a scam in progress.

Re: I'm a scam prevention expert and I got scammed

#480
post #28

Earlier quoted context omitted.

I bet your Amazon rep just searched for Reolink and clicked on a Google ad that happened to belong to the scammers.

Well this initiated a rant, not directly related to ads, but Google in general. This is an internet literacy issue I’ve noticed more and more. People will refer to Google listings as an authoritative source even if the data comes from some third party. “Is this Jordan’s Tiles?” “No. This is Patrick. You have the wrong number.” “It says on their website this is the number!” “Their website is wrong, this isn’t Jordan’s…

The SEO thing sucks, I notice it like if you're trying to find a tow truck, it'll be some call center that then directs you to an actual tow truck nearby with their cut added to your cost.
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